Financing working capital

Flexible financing for your working capital

Every company has to be able to access liquidity at short notice at any time. We can support you with traditional business loans.

UBS Instant Business Credit

Would you like more liquidity and to protect yourself against currency risk? Calculate your possible credit line easily online up to a maximum of CHF 500,000, and use the credit according to your needs.

Fixed advance

A fixed advance gives you an extra short-term liquidity reserve. The capital amount, term and interest rate are fixed, which makes financial planning easier.

Comparison of business loans

Business loan

Business loan

UBS Instant Business Credit

UBS Instant Business Credit

Fixed advance

Fixed advance

Business loan

Currency

UBS Instant Business Credit

In CHF and all commonly used currencies

Fixed advance

In CHF and all commonly used currencies

Business loan

Amount

UBS Instant Business Credit

From CHF 20,000

Fixed advance

Minimum on request

Business loan

Interest rate

UBS Instant Business Credit

from 5.00% p.a.

Fixed advance

Fixed for the entire term, interest rate on request

Business loan

Fees

UBS Instant Business Credit

0.25% per quarter, charged on the highest debit balance, maximum of 50% of the interest amount for the respective quarter, at least CHF 5

Fixed advance

None

Business loan

Term

UBS Instant Business Credit

Unlimited

Fixed advance

1–12 months

Business loan

Ordinary termination

UBS Instant Business Credit

At any time with immediate effect by either party

Fixed advance

Lapses upon expiry of the agreed fixed term without the need for notice of termination

Apply for a loan or leasing arrangement

Apply for a business loan or leasing arrangement for your capital goods – it’s quick and easy.