UBS Wealth Way: Your money beyond stocks and investing

Plan your entire financial life with three strategies: Liquidity. Longevity. Legacy.

Take an approach to your wealth that works for you and your entire financial life. Whether you’re pursuing retirement, making an investment or forging a legacy, understanding the bigger picture is the first step to helping you pursue your financial goals today, tomorrow and for generations to come.

 

What is UBS Wealth Way?

Our framework is designed to help you turn your possibilities into a plan. It starts with questions and a conversation to uncover everything that's important to you—beyond your money and wealth. Then, we organize your financial life in a way that gives you confidence you’ll have what you need—when you need it.

5 questions beyond your money and wealth

 

What do you want to accomplish in your life?

What do you want your legacy to be?

How do you plan to achieve your life's vision?

 

Who are the people that matter most to you?

What are your main concerns?

3 strategies to help organize your financial life

Liquidity

Wealth for now

Are you ready for anything?

 

In a world of uncertainties, how can you move forward with confidence? A Liquidity strategy can help. It’s designed to provide cash flow for short-term expenses, so you can be ready for what comes your way.

 

What it's designed to do

  • Help you fund expenses for the next 3-5 years for things such as entertainment, taxes or buying a home
  • Allow you to avoid the need to tap into long-term investments to pay for things now
  • Manage market risk by including investments with a low risk profile

¸Why it matters

  • Helps take the emotion out of investing because you’ve made a plan for what you need
  • Gives you a clearer idea if you have what you need to weather uncertain times
  • Helps you avoid making impulsive investment decisions during periods of market volatility

Longevity

Wealth for later

How do you approach your financial future with confidence?

Having a Longevity strategy can help you overcome changing market conditions by helping you make long term plans for things like selling a business or planning for retirement. It seeks to grow your wealth over time.

 

What it's designed to do

  • Help you plan and pay for expenses throughout your lifetime
  • Could include needs like retirement, healthcare, long-term care and possibly buying a second home
  • Seek to grow wealth over time, typically through investments aligned to your risk profile and goals

Why it matters

  • Allows you to shift your focus from trying to beat the markets to meeting your long-term financial goals
  • Helps boost confidence in your financial future by understanding your needs throughout your entire life
  • Helps you align your investing strategy to your goals and time frames

Legacy

Wealth for others

What will your legacy be?
 

It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

 

What it's designed to do

  • Help you plan to have the money you need to help you improve the lives of others
  • Could include expenses like giving to family, philanthropy and wealth transfer over generations
  • Potentially include investments with a higher risk profile

Why it matters

  • Helps you plan beyond your own needs to make a difference for the people and causes you care about
  • Feel more confident seeking growth because investing is in longer time frames—potentially decades
  • Can incorporate giving now to make your gifts more tax efficient

UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability. 

What clients say

Research

 

74% believe organizing assets in this way can help ease anxiety about their financial future.*

80% of investors surveyed say the framework helps balance needs for now with needs for later. *

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* UBS surveyed more than 6,200 high net worth investors globally (with at least $1 million in investable assets) between July 2019 and August 2019. Survey results are based on investor responses (either "agree or disagree")  to specific questions about the UBS Wealth Way approach as described herein.

Disclosure

UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.

Expiration: 6/18/2025 Approval date: 6/18/2024 Review Code: IS3644362