Investing for living and giving

How Hispanic families invest to advance

Our recent "Invest to advance" survey shows that among US high net worth (HNW) investors, Hispanic investors aren’t waiting to pass their wealth on to family. They want to invest in their family’s success now, helping their children and grandchildren achieve their life’s goals.

Let’s talk about who you’re investing for and how you want wealth to work for your family.

Family-focused investing

More than 3 in 4 of HNW Hispanic investors believe that they have achieved the American dream. They have the ability to live their lives how they choose and they want to provide a better life for future generations. They’re prioritizing retirement planning and financial support for extended family.

What defines the American dream

Pie charts showing how HNW Hispanic investors define the American dream: 51% include Having the ability to live my life how I choose

Having the ability to live my life how I choose

Pie charts showing how HNW Hispanic investors define the American dream: 49% include Providing my family with a better life than I had growing up

Providing my family with a better life than I had growing up

Pie charts showing how HNW Hispanic investors define the American dream: 42% include Being able to retire comfortably

Being able to retire comfortably

Top financial needs

Pie charts showing the top financial needs of HNW Hispanic investors: 82% say Retirement planning

Retirement planning

Pie charts showing the top financial needs of HNW Hispanic investors: 67% include Financial support for extended family

Financial support for extended family

Pie charts showing the top financial needs of HNW Hispanic investors: 62% include Buying a home

Buying a home

Pursue your dream. Learn more about retirement planning for your family.

Giving begins at home

Hispanic HNW investors want to help their loved ones build their lives and achieve milestones they will get to see. They also want to take advantage of the tax benefits of gifting to family members.

When do they plan to give inheritors money?

Giving while living

Bar chart showing when Hispanic HNW investors expect to transfer investments to heirs: 56% say Giving while living

Giving after death

Bar chart showing when Hispanic HNW investors expect to transfer investments to heirs: 44% say Giving after death

Reasons for passing on wealth while living

  • 0 %

    To help teach heirs valuable money lessons

  • 0 %

    To see heirs enjoy the money

  • 0 %

    To help pay for heirs’ education

  • 0 %

    To help pursue a passion or business venture

  • 0 %

    To obtain the tax benefits of gifting to family members

I want to support what my son wants to pursue while I’m still alive, and then leave him something for after.
Sofia, 32
An Asian woman smiles with subtle confidence as she sits on a couch in her home or at a nice bed and breakfast

See ways to give wealth to your family. Learn more about family gifting.

Ensuring a wealth legacy

About two-thirds of Hispanic HNW investors are worried that their children will not properly manage money given to them. They want to find ways to teach their children about healthy financial habits.

Interest in proactive education is high

More financial education would help ensure my family members make the most of the support I provide
  • 0 %

    Agree

Top concerns about children and finances

  • 0 %

    agree

They will not understand how to properly manage their money

  • 0 %

    agree

They will squander the money left to them after I am gone

  • 0 %

    agree

I’d like to teach my kids about healthy financial habits, but I don’t know where to begin

A young Asian woman sips a coffee in the back seat of a car, taking in the view at sunrise or sunset

We want to hear from you

When it comes to building wealth, what have your experiences been? What’s important to you? How well has the financial industry met your needs and what could they do better?

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Experts working to create an inclusive investor experience

It's time to make your hard-earned wealth work for you, and UBS is here to support you.

Portrait of Melinda Hightower

Melinda Hightower

Managing Director

Head, Multicultural Client Segment

Wealth Management USA

(888) 660 5750