Mobilize your cash

Manage your day-to-day finances where and when you need to

Manage your day-to-day finances when it’s convenient for you with our digital services.

Make deposits and withdrawals, transfer funds, pay bills, manage your accounts and more, typically all within minutes. To get started, take a peek at the video tutorials below and learn how to use our digital services. Fitting your finances into your busy life has never been easier.*

* Your eligible UBS Accounts and the associated cash management services are offered by UBS Financial Services Inc. through third-party banks. Deposit and loan products are offered by UBS Bank USA.

 

Cash Management services

Mobile Deposit Capture: Deposit checks quickly and securely within minutes

UBS Bank USA Core Savings: Make deposits and withdrawals quickly and easily**

Bill Pay: Pay bills and set up one-time or recurring payments for any of your monthly or daily expenses 

Three steps to Electronic Funds Transfer

Step 1 - Enroll: Enroll in the Electronic Funds Transfer service (EFT)

Step 2 - Account Verification: (two methods)

  1. Instant Account Verification - Link Your UBS Accounts with accounts you own at an external institution using your login credentials at that external financial institution.
  2. Manual Account Verification - Link Your UBS Accounts with accounts you own at an external institution using your external financial institution routing and account numbers.

Step 3 - Electronic Funds Transfer: Learn how to initiate an Electronic Funds Transfer

    ** Only non-advisory accounts can execute online deposits into and withdrawals from UBS Bank USA Core Savings.

    About UBS Bank USA
    UBS Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC).  Funds on deposit at UBS Bank USA are insured by the FDIC up to the maximum limits allowed by law.  You are responsible for monitoring the total amount of deposits at UBS Bank USA

    Please carefully review the UBS Bank USA Core Savings Disclosure Statement available at ubs.com/coresavingsdisclosure.  UBS Bank USA Core Savings deposits are made through an account at UBS Financial Services Inc., an affiliate of UBS Bank USA.  UBS Financial Services Inc., as your agent and custodian, will open a deposit account with UBS Bank USA.  UBS Bank USA Core Savings is not available for certain financial institutions, advisory accounts and non-resident aliens. Please see the UBS Bank USA Core Savings Disclosure Statement for a full list of eligible accounts.  Ask your Financial Advisor for more information.

    UBS Bank USA Core Savings is not intended for clients who need to have frequent access to their funds. For non-advisory accounts, UBS Financial Services Inc. will charge you a fee of $25 for each withdrawal that you make from UBS Bank USA Core Savings in excess of five (5) withdrawals in a calendar month. For advisory accounts, if you make more than five (5) withdrawals in any calendar month, your entire UBS Bank USA Core Savings position  (principal plus accrued interest) will be liquidated at the sixth (6th) withdrawal and deposited in your advisory account.  Your funds will not be automatically re-deposited into UBS Bank USA Core Savings the following month.  If you would like to deposit into UBS Bank USA Core Savings again, you may instruct your Financial Advisor to transfer funds back into UBS Bank USA Core Savings.  For these purposes, a withdrawal will be considered to occur on the day on which the funds are actually withdrawn from UBS Bank USA Core Savings, which may not be the same day on which you place an order for the withdrawal with your Financial Advisor. Any applicable fees will be posted to your account at UBS Financial Services Inc. the business day following the excess withdrawal, and may reduce your earnings. You may incur a withdrawal fee or your position may be liquidated, as applicable, even if the withdrawal is involuntary such as if a withdrawal is made by UBS Financial Services Inc. to meet a margin call.

    UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS no. 947868.

    About UBS Financial Services Inc.
    The Resource Management Account (RMA), Business Services Account BSA and International Resource Management Account (IRMA) are brokerage accounts with UBS Financial Services Inc., a registered broker-dealer and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at sipc.org. The RMA, Business Services Account BSA and IRMA provide access to banking services and products through arrangements with affiliated banks and other third-party banks, and provide access to insurance and annuity products issued by unaffiliated third-party insurance companies through insurance agency subsidiaries of UBS Financial Services Inc.

     Investment, insurance and annuity products: Not FDIC insured • Not a Deposit • No bank guarantee • May lose value

    UBS Financial Services Inc. is a subsidiary of UBS Group AG. Member FINRA. Member SIPC.

    © UBS 2024. The key symbol, UBS, Resource Management Account, RMA, Business Services Account BSA, International Resource Management Account, and IRMA are among the registered and unregistered trademarks of UBS. All rights reserved.

    20240627-3655998 Expiration:.6/27/25  

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