Activate 3-D Secure on a credit card to shop online

3-D Secure ensures the highest security when shopping online with your credit card. 3DS is also known as Visa Secure and MasterCard SecureCode.

Important: Why is an E-Banking contract necessary?
The process activates your card to enable 3D Secure transactions with your phone, even without a UBS banking relationship.

Tip: With the UBS Mobile Banking app, you can manage your cards conveniently while on the move and stay up to date with push notifications.

I don’t have E-Banking or Mobile Banking


Part 1 of 3: Apply for E-Banking and Mobile Banking

1. Download the Access App.

Laden Sie die UBS Access App aus dem Apple Store herunter
Laden Sie die UBS Access App aus dem Google Play Store herunter

2. Open the Access App and, if you only have one card, tap Create a new contract.

3. Register your card for E-Banking or Mobile Banking by filling out all the details and tapping Submit .

Your card will now be registered for 3D Secure, E-Banking and Mobile Banking. 

Important: You’ll receive your new E-Banking contract number and your activation PIN by letter within a few working days. Once you’ve received them, continue with part 2.

You’ll receive an activation letter if you’ve received

  • a private card linked to your own account.
  • a partner card linked to the account of the relevant family member.
  • a corporate card from your employer.

Continue with the details you received by letter.

Part 2 of 3: I’ve already received an activation letter

4. Open the Access App again and enter the contract number in your letter.

5. Click Yes, I have a PIN.

6. Enter the activation PIN from the activation letter  and click on  Next.

7. Please enter the last 4 digits of your mobile number.

8. Tap on Send SMS now.

9. Enter the SMS code.

10. Specify your personal PIN for the Access App and confirm it.

Your details are now confirmed. Continue with part 3.

Tip: You must fulfill the following requirements before you can use the Access App:

Your mobile number must be registered with UBS.

Your new device must meet the requirements of the Access App.

Part 3 of 3: Activate push notifications

11. Receive important push notifications about your card to approve transactions directly or receive instant fraud prevention notifications.

You can also access your bills, transactions and card limits at any time in E-Banking or Mobile Banking.

Other help topics

Shop online with a debit card

You can just as easily link a debit card to your E-Banking or Mobile Banking and use the Access App to confirm your online purchases. All you need do is activate the option for online shopping.

I have E-Banking or Mobile Banking and would like to add another card


Is your card added in E-Banking?

Log in to E-Banking . If your card is visible, you’re done: 3DS is already activated for your card.

You can shop online securely. You can also access your bills, transactions and card limit at any time in E-Banking or Mobile Banking.

If your card is not visible in E-Banking, add it

Part 1 of 2: Launch the registration process

1. Log in to E-Banking on your computer

2. Click on Settings followed by Manage my cards

3. Scroll to the Credit cards section and click on Manage cards

4. Then click on Add card

5. Enter your new card number and your date of birth and then click on Register

Step 5

You will receive a letter with a PIN. This takes a few days. Once you have received the PIN, continue with the registration process below.

Part 2 of 2: Finish your registration

6. Go back to Manage cards (see step 03)

7. Enter the PIN contained in the letter

8. Click on Activate to confirm registration

3DS is now activated for your credit card and you can shop securely online. You can also access your bills, transactions and card limit at any time in E-Banking or Mobile Banking.