Financial planning and advice

When you have a clear picture of what matters to you most, you become more confident in what you want to achieve. With that confidence comes a sense of certainty about your wealth and a better understanding of the legacy you plan to leave behind.

We understand that everyone has different priorities. Our experts can help you draw up a wealth plan that’s flexible and adaptable. We've been helping our clients with their finances for decades, across the globe and for all types of wealth.

Wealth planning is about creating a step-by-step approach that assesses all of your needs. We work with your specific requirements and put them at the centre of your wealth plan.

Understanding your situation

We translate your priorities and goals into practical financial objectives. We also provide investment advice that’s in line with regulatory requirements and the markets.

Setting your goals

Our rigorous investment process allows us to present you with actionable advice and ideas that make sense for you. Your client advisor will work with you to create financial strategies that help you reach your goals.

Creating and executing your wealth plan

Once you’re satisfied that our proposed solutions are sound and suitable, we can start implementing them with you.

Reviewing and revising as needed

At your request, your client advisor will regularly review and monitor your portfolio to ensure confidence in your financial decisions. This means we can identify adjustments that you may want to make to your wealth plan.

Wealth planning advisory

There’s no 'one size fits all' when it comes to wealth planning. We’ll meet with you to discuss your current goals, requirements and financial situation. Once we know this, we can advise you on where we see room to improve your financial situation and explain how these improvements can make a noticeable impact.

Perhaps you’re considering passing on your wealth to loved ones or simply looking to reduce your inheritance tax exposure. Whatever your needs, we’ll work with your tax and legal advisors to address them in the best way possible.

Financial planning

Through our leading research, we have a strong overview of potential trends in client incomes, expenses and assets. We’re able to identify the financial impact of certain changes in one’s life. Some significant changes include getting married, buying a home, switching careers, forming a company and retiring.

When it comes to financial planning, it’s essential to take these life moments into account. We can support you in key aspects such as defining your attitude and capacity for risk, keeping you updated on legislative changes that may have an impact in your financial situation, and helping you maintain a sustainable income both now and in retirement.

Tax guidance

We work with you and your professional advisors to achieve your financial goals. Taxation affects net investment returns.

There are several potential wealth planning solutions that may help you meet your goals in a tax-efficient way.

These involve assessing investments that suit your tax profile and ownership structures as well as considering long-term plans for you and your family.

The price and value of investments and income derived from them can go down as well as up. You may not get back the amount originally invested.

UBS does not provide tax, legal or accounting advice. You should consult your independent tax/legal advisor and accountant for specific advice before entering into or refraining from entering into any investments, structures or planning.