How much equity do I need?
You must finance at least 20% of the value of the real estate with your own equity. No more than 10% of this equity can come from your occupational pension. Assuming a property costs CHF 800,000, you would need to finance CHF 160,000 from your own funds.
Equity can come from many different sources, including:
- Money in your private and savings accounts
- Advance inheritance and gifts
- Securities
- Unencumbered building land
- Funds from pillars 2 and 3
