3-D Secure lets us check that you are the rightful owner of the card that you want to store as a payment method. This increases your security and protects you against fraud. During the process, CHF 0.10 is temporarily charged to your card but the amount is not actually debited.
The 3-D process is conducted by the individual card issuer and may differ depending on the card.
3-D Secure authentication is not necessary if you add your payment method directly via a UBS Digital Banking contract.