Banking offer for cross-border commuters

To open a cross-border commuter account in Switzerland, simply visit one of our branches.

Manage your banking effortlessly with the personal account and debit card, and benefit from attractive exchange rates with UBS key4 FX – with no transfer fees. Thanks to UBS Digital Banking, you can keep track of your finances at all times and conveniently handle your daily banking transactions online.

The offer includes a personal CHF account for salary deposits, a savings account in CHF, a CHF debit card and an FX subscription. You can also add other products as needed, such as a personal account in EUR or credit cards. The availability of products may vary for cross-border commuters and clients residing abroad.

With a UBS key4 FX subscription, transaction fees are included if a currency exchange takes place and the currency in question is included in your subscription.

Additional fees may apply if the cost option "All costs borne by the payer (OUR)" is selected when setting up a payment.

To open your account, you need a valid passport or an identity card, as well as your tax identification number (TIN). Please bring your cross-border commuter ID (or assurance of receiving one) or your work contract to the appointment.