UBS FA Social Important Legal Notice

UBS Wealth Management Americas has allowed certain of its staff to use LinkedIn for their business communications through its supervised program, "UBS FA Social". This Legal Notice applies to the UBS staff's LinkedIn profile and is provided to all persons and entities who view, access and/or otherwise use such UBS staff's LinkedIn profile or any or all Content (defined below) published therein. This Legal Notice is subject to change at any time and from time to time, without notice. By continuing to access the UBS staff's LinkedIn profile and to communicate with the UBS staff through his or her LinkedIn account, you accept the terms of this Legal Notice then in effect.

Views and Opinions

The views, comments and opinions expressed in a UBS staff's LinkedIn profile are those of such UBS staff and are not those of UBS Group AG, UBS AG, UBS Financial Services Inc., or any of their subsidiaries or affiliate companies (collectively, "UBS").

Messaging & InMail - No instructions or orders accepted

You understand and accept that if you communicate with any UBS staff through LinkedIn, whether through InMail or any other messaging systems, your communications will be protected only by such security safeguards and processes as implemented by LinkedIn from time to time, and which UBS does not manage or have any control over. You therefore expressly understand and accept that your communications may be easily accessible by third parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender's address or of the e-mail's (or attachment's) content (e.g. changing the sender's address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and. their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties. 

Specifically, you understand and accept that UBS and all UBS staff will not, through LinkedIn and/or its messaging systems, accept, act on or process:

(i) any instructions for business transactions such as the opening of accounts, purchase or sales orders, payment orders, trading orders, revocations of orders or authorizations, blocking of credit cards, changes of address, etc.; and/or

(ii) any instructions, requests or authorizations affecting any client's account(s).

Third Party content

The Content may be (or may contain) third party content or links to third party websites (collectively, "Third Party Content"). Third Party Content is provided solely for convenience and informational purposes, and is created, developed and/or supplied by third parties who are not affiliated with UBS. UBS has no control or responsibility over these third parties or their opinions, content, information or materials, and does not assume any responsibility for nor make any warranties or representations as to any Third Party Content or third party websites, including but not limited to the accuracy, subject matter, quality or timeliness. The use and distribution of Third Party Content are subject to such third party's terms and conditions. Neither UBS nor the UBS staff have obtained any agreements or permissions from, nor entered into any arrangements with, Third Party Content owners for the use or distribution of such Third Party Content and you agree that UBS shall have no liability for any Third Party Content or websites, or your use or reliance of the same.

No Warranty

Your use of and access to the UBS staff's LinkedIn profile and all Content therein is subject to LinkedIn's terms and conditions (such as the LinkedIn User Agreement) and this Legal Notice  then in effect. Each UBS staff's LinkedIn profile and Content is provided "as is" and "as available", and no representation, warranty or guarantee of any kind, whether express or implied, is provided by UBS or the UBS staff, including but not limited to warranties of non-infringement or fitness for a particular purpose. Without limiting the foregoing, UBS and the UBS staff do not provide any warranties whatsoever as to the accuracy, timeliness, completeness, security, reliability, availability or usefulness of the UBS staff's LinkedIn profile and/or the Content therein.

Client Privacy Notice

UBS Financial Services Inc. has established its Client Privacy Notice, as modified from time to time, which explains how personal data collected through any UBS staff's LinkedIn profile will be used by UBS. This Client Privacy Notice is part of this Legal Notice and is incorporated herein by reference.

Advisor Accolade Disclosures 

Barron’s Top 1200, 100 criteria are based on assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Portfolio performance is not a criterion because most advisors do not have audited track records. Neither UBS Financial Services Inc. or its employees pay a fee in exchange for these rankings.  Past performance is not a guarantee of future results. Barron’s is a registered trademark of Dow Jones & Co. 

Barron’s Top 100 Women Advisors is based on assets under management, revenue and quality of practices. Investment performance isn’t an explicit component because not all advisors have audited results. Neither UBS Financial Services Inc. or its employees pay a fee in exchange for these rankings. Past performance is not indicative of future results. Barron’s is a registered trademark of Dow Jones & Co. 

The teams in this ranking were evaluated on a range of criteria, including institutional investment assets, revenue generated by those assets, the number of clients served by the team, number of team members, professional designations and compliance record.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these rankings.  Past performance is not indicative of future results. 

Based on assets under management. Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for these ratings.  Past performance is not indicative of future results. 

REP. magazine and WealthManagement.com's Top 50 Wirehouse Women is based on assets under management. Only advisors for whom 60 percent or more of assets correspond to retail clients were eligible for the list. Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings.  Past performance is not indicative of future results. 

REP. magazine and WealthManagement.com's Top 100 Wirehouse Advisors is based on assets under management.  Only advisors for whom 60 percent or more of assets correspond to retail clients were eligible for the list.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings.  Past performance is not indicative of future results. 

Premier Advisor award is based on the evaluation of 20 different practice categories such as experience, credentials, assets under management, fee structure, and philosophy among other factors. 

Top 40 Under 40 award is based on assets under management. 

To qualify for the Financial Times, 400 Advisors met a standard set by the Financial Times and were scored on assets under management (AUM), AUM growth rate, compliance record, experience, industry certifications and online accessibility.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings.  Past performance is not indicative of future results. 

The Financial Times 401 Top Retirement Plan Advisors is an independent listing produced by the Financial Times (FT). The FT 401 is based on data gathered from financial advisors, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in seven primary areas, including Defined Contribution (DC) plan assets under management, growth in DC plan business, specialization in DC plan business, and other factors. This award does not evaluate the quality of services provided to clients and is not indicative of this advisor’s future performance. Neither UBS Financial Services Inc. or its employees pay a fee in exchange for these ratings.   

To qualify for the Financial Times Top 100 Women Financial Advisors, advisors met a minimum requirement of being a woman, having 10 or more years of experience as an advisor and at least $200 million in assets under management (AUM).   Finalists are chosen based on research done by the Financial Times staff, AUM, AUM growth and  years of experience. Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings.

The PLANADVISER Top 100 Retirement Plan Advisers award is based solely on self-reported quantitative data about an adviser’s practice, including number of retirement plan assets under advisement, number of plans under advisement, and percentage of business coming from defined benefit, 403(b) and nonqualified plans. Because this recognition is based solely on quantitative figures, there is no judging or subjective measurement.  Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for this award. 

The PLANSPONSOR Retirement Plan Adviser of the Year awards are based on a mixture of qualitative and quantitative measures, including tenure in the business, focus on retirement plan business as a percentage of practice revenue, willingness to serve in a fiduciary role to clients plans, and a review of essay answers and compliance records. Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for this award. 

The NAPA Leadership award is based on nominations provided to a task force from NAPA.  The finalists are reviewed based on pre-determined quantitative and qualitative characteristics, business focus, experience level, demonstrated leadership and compliance record.  Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for this award. 

NAPA Top Women Advisors criteria was based on nominations provided to a task force from the National Association of Plan Advisors (NAPA).  The finalists are reviewed based on pre-determined quantitative and qualitative characteristics, business focus, career accomplishments, their experience as a female advisor, and compliance record.  An online voting window is taken into consideration when the task force nominated more than the threshold number of 50 permitted for the award. 

NAPA Top 50 Advisors Under 40 criteria was based on nominations provided to a task force from the National Association of Plan Advisors (NAPA).  The finalists are reviewed based on pre-determined quantitative and qualitative data such as experience, book of business, industry leadership and compliance history.  Neither UBS Financial Services or its employees pay a fee in exchange for these rankings.  Past performance is not indicative of future results.

Forbes America's Top 100 Wealth Advisors criteria is based on quality of practice, industry experience, compliance record, assets under management, revenue and algorithm results by SHOOK Research.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings. 

Forbes America's Top 250 Wealth Advisors criteria is based on quality of practice, industry experience, compliance record, assets under management, revenue and algorithm results by SHOOK Research.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings. 

Forbes America's Top Next-Generation Wealth Advisors list is comprised of 500 Financial Advisors and uses criteria based on age, quality of practice, industry experience, compliance record, revenue, interviews by SHOOK Research and the full team assets under management.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings.  Past performance is not an indication of future results. 

Top 35 under 35 is a UBS internal recognition based on age, production statistics, and compliance history

Working Mother Magazine - Top Wealth Advisor Moms criteria is based on quality of practice, industry experience, working mother status, compliance record, assets under management, revenue and algorithm results by SHOOK Research.  Neither UBS Financial Service Inc. or its employees pay a fee in exchange for these ratings. Past performance is not an indication of future results.

Scorpio Partnership Private Banking Benchmark 2014. Ranked by assets under management as of 12/31/13. 

The 2014 J.D. Power U.S. Financial Advisor Satisfaction Study is based on responses of more than 3,900 financial advisors. The study was conducted between January and April 2014.

Thomson Reuters Extel Europe study includes over 16,000 participants from 75 countries casting more than 700,000 individual votes. All rankings in Extel are based purely on weighted votes from the investment community. 

Corporate Social Responsibility Award is presented to individuals and companies who are committed to good corporate citizenship in the communities they serve. 

Submissions for the awards were received by Euromoney from firms that provide wealth management services to clients on a global scale, combining excellence in advice, products, technology and innovation, as well as demonstrated growth in client assets and revenues and strong financial performance.  Final choices were made by the Euromoney Editorial Committee after evaluations of qualitative factors and interviews with the submitting firms.  Euromoney Awards for Excellence covers global categories, best in class awards in all regions and banks in close to 100 countries around the world.

Based on latest year-on-year percentage change in the number of private  banking clients; latest year-on-year percentage change in private banking gross revenue; latest year-on-year percentage change in private banking net income. The award was also based on nominations from frontline banking staff individual employees with a perspective on the relative merits and demerits of their banks and their competitors. 

Based on latest year-on-year percentage change in the number of private  banking clients; latest year-on-year percentage change in private banking gross revenue; latest year-on-year percentage change in private banking net income. The award was also based on nominations from frontline banking staff individual employees with a perspective on the relative merits and demerits of their banks and their competitors. 

Trademarks

Accredited Asset Management SpecialistSM and AAMS^® are registered service marks of the College for Financial Planning^®.

ACCREDITED DOMESTIC PARTNERSHIP ADVISORSM and ADPASM are service marks of the College for Financial Planning^®

Accredited Wealth Management AdvisorSM and AWMA^® are registered service marks of the College for Financial Planning^®.

CFA^® and Chartered Financial Analyst^® are trademarks owned by the CFA Institute.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP^® and CERTIFIED FINANCIAL PLANNER^™ in the U.S.

CIMA^® is a registered certification mark of the Investment Management Consultants Association, Inc. in the United States of America and worldwide.

CIMC^® is a registered certification mark of the Investment Management Consultants Association, Inc. in the United States of America and worldwide.

CIMA^® and CIMC^® are registered certification marks of the Investment Management Consultants Association, Inc. in the United States of America and worldwide.

Chartered Mutual Fund CounselorSM and CMFC^® are registered service marks of the College for Financial Planning^®.

CPWA® is a service mark of the Investment Management Consultants Association, Inc. in the United States of America and worldwide.

Chartered Retirement Planning CounselorSM and CRPC^® are registered service marks of the College for Financial Planning^®.

Chartered Retirement Plans Specialist^SM and CRPS^® are registered service marks of the College for Financial Planning^®.

CWS^® Board of Standards owns the certification marks CWS^®, Certified Wealth Strategist^® and the federally registered CWS^® logo in the U.S.

IMCA^® is the trademark of the Investment Management Consultants Association, Inc. and denotes the highest quality of standards and education for financial professionals.

The mark LUTCF is the property of The American College and may be used by individuals who have successfully completed the initial and ongoing certification requirements for this designation.

Registered Paraplanner^SM and RP^® are registered service marks of the College for Financial Planning^®.