Talk to your friends about your spending.

I’ve been thinking about where our money is going lately, and I’d love a chance to discuss. Would you be willing to sit down with me < after breakfast / after dessert / next weekend > and really look at how much we spend?

Laying everything out would make me feel really < empowered / excited / at ease >, because then we can make a plan.

I’d love to focus on how we can save more for < emergencies / our kids / our debt >.

We can also outline our < must-haves / spending habits / our wishlist >.

Print this page on paper or as pdf to save your ice-breaker.

You can also use your ice-breaker to discuss with your advisor.