Traditional investments

The foundation of a well-built portfolio

During a period of economic uncertainty and increased market volatility, building a well-diversified portfolio is increasingly important in helping you properly manage risk and pursue your long-term goals. Traditional investments are a critical element of this strategy. 

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By working with your UBS Financial Advisor, you have access to a comprehensive offering of traditional investments, including:

  • Equities — An essential component of a balanced portfolio for long-term investors seeking growth and diversification
  • Municipal bonds — For investors in higher income brackets who want to benefit from tax-advantaged income, relative safety and increased predictability
  • Mutual funds — Offer diversification across asset classes, geographic regions and investing styles
  • Options — For investors who want to express a directional view on stocks, exchange traded funds or indices as well as those seeking to generate premium income from covered call writing, hedging single stock downside risk with protective puts or using index proxy hedges for portfolio protection, or to use leverage to amplify risk and potential returns.
  • Puerto Rico funds — Provide innovative long-term wealth management solutions  through UBS Asset Managers of Puerto Rico, and include equity and fixed-income funds
  • Taxable fixed income — May help offset volatility of other asset classes, giving investors more predictable interest income and repayment of principal. These investments include agency securities, CDs, corporate bonds, mortgage-backed securities, preferred securities and Treasury securities
  • Closed-end funds  — May provide investors with enhanced income and with access to asset classes not offered through other fund types.
  • Unit investment trusts (UITs) — Provide access to a broad range of professionally selected fixed portfolios offered in “unit” increments. UITs offer the potential for long-term growth, income, and may be used to invest in short-term themes.
  • Exchange traded products (ETPs) — Offer investors access to multiple asset classes, geographic regions, and investment themes in a potentially tax efficient manner, with intraday liquidity through a securities exchange.

Investing involves risk, including the possible loss of amount invested. Before engaging in the purchase or sale of any of the traditional investments available at UBS Financial Services Inc., please connect with your Financial Advisor so that he or she may explain the specific risks associated with each of these investments. Past performance is no guarantee of future results.

For more information on how to use traditional investments to seek capital appreciation, income generation, risk diversification or tax minimization, connect with your Financial Advisor or find a UBS Financial Advisor. 

* UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different timeframes. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment.

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Asset allocation strategies, diversification and rebalancing do not ensure a profit or guarantee against a loss.

UITs, ETPs, and mutual funds are sold by prospectus. Investors should consider the investment objectives, risks, charges and expenses associated with these types of investments, and should carefully review the prospectus, containing this and other information, before investing. If you are considering investing in a these types of investments, please contact your Financial Advisor for a copy of the prospectus.

Closed-end fund shares are subject to investment risk, including the possible loss of the entire principal amount that you invest. Common shares frequently trade at a price that is less than (a "discount") or more than (a "premium") their net asset value (NAV). If the fund's shares trade at a premium to net asset value, there is no assurance that any such premium will be sustained for any period of time and will not decrease, or that the shares will not trade at a discount to net asset value thereafter. Additionally, the fund's distribution rate may be affected by numerous factors, including changes in realized and projected market returns, fund performance, and other factors.

Investors should consider the investment objectives, risks, charges and expenses before investing.

Fixed income securities and municipal bonds are affected by a number of risks, including fluctuations in interest rates, credit risk, prepayment risk and market or economic developments. 

Equity securities are subject to stock market fluctuations that occur in response to economic and business developments.

Options are not suitable for all investors, and trading in these instruments is considered risky and may be appropriate only for sophisticated investors. Various theoretical explanations of the risks associated with these instruments have been published.

Prior to buying or selling an option, and for the complete risks relating to options, you must receive a copy of “The Characteristics and Risks of Standardized Options.” You may read the document at http://www.optionsclearing.com/about/publications/character-risks.jsp or by writing to UBS Financial Services, Inc., 1000 Harbor Boulevard, Weehawken, NJ 07086. 

Purpose of this document.
This is marketing material intended to help you understand services and investments we offer. It should be used solely for the purposes of discussion with your UBS Financial Advisor and your independent consideration. UBS does not intend this to be fiduciary or best interest investment advice or a recommendation that you take a particular course of action.

Personalized recommendations or advice.
If you would like more details about any of the information provided, or personalized recommendations or advice, please contact your UBS Financial Advisor. 

Conflicts of interest.
UBS Financial Services Inc. is in the business of establishing and maintaining investment accounts (including retirement accounts) and we will receive compensation from you in connection with investments that you make, as well as additional compensation from third parties whose investments we distribute. This presents a conflict of interest when we recommend that you move your assets to UBS from another financial institution or employer retirement plan, and also when we make investment recommendations for assets you hold at, or purchase through, UBS. For more information on how we are compensated by clients and third parties, conflicts of interest and investments available at UBS please refer to the ‘Your relationship with UBS’ booklet provided at ubs.com/relationshipwithubs, or ask your UBS Financial Advisor for a copy.

Important additional information applicable to retirement plan assets (including assets eligible for potential rollover, distribution or conversion).
This information is provided for educational and discussion purposes only and are not intended to be fiduciary or best interest investment advice or a recommendation that you take a particular course of action (including to roll out, distribute or transfer retirement plan assets to UBS). UBS does not intend (or agree) to act in a fiduciary capacity under ERISA or the Code when providing this educational information. Moreover, a UBS recommendation as to the advisability of rolling assets out of a retirement plan is only valid when made in a written UBS Rollover Recommendation Letter to you provided by your UBS Financial Advisor.

With respect to plan assets eligible to be rolled over or distributed, you should review the IRA Rollover Guide UBS provides at ubs.com/irainformation which outlines the many factors you should consider (including the management of fees and costs of your retirement plan investments) before making a decision to roll out of a retirement plan. Your UBS Financial Advisor will provide a copy upon request.

No tax or legal advice.
UBS Financial Services Inc., its affiliates and its employees do not provide tax or legal advice. You should consult with your personal tax and/or legal advisors regarding your particular situation.

Expiration: 2/29/2024 Approval date: 2/21/2023 Review Code: IS2301149