Own your worth

For our latest Investor Watch, we researched extensively into how women worldwide engage with their finances.

We wanted to know: How do women around the world approach their financial well-being? Are they fully engaged in the financial decisions that affect them? And if not, why not?

Women acknowledge that long-term finances are highly important

With an average of 85.2 years, women in Switzerland are expected to live longer than men (81.2 years). With increasing life expectancy come new financial challenges to consider. We asked, which are women's top long-term financial needs. This is what they told us:

Top long-term financial needs

Percentage of women who cite each as highly important

"Why is financial planning so important?"
Sandra Huber-Schütz, Head of Women's Wealth UBS WM Switzerland

However, many women opt out of long-term financial decisions

Women who defer to their spouses have many reasons for doing. One particular, however, has to do with women's assumptions about who knows more.

Main reasons for deferring investment decisions

Percentage of women who cite the following as reasons they defer to their spouse

"Who makes the financial decisions?"
Sandra Huber-Schütz, Head of Women's Wealth UBS WM Switzerland

While the benefits of shared financial decisions are numerous

Women who participate in long-term financial decisions with their spouses not only increase their chances of financial security and reduce financial surprises. They also feel more positive about the future.

Main benefits of shared decisions

Percentage of women who agree

"Which advice do women give other women?"
Sandra Huber-Schütz, Head of Women's Wealth UBS WM Switzerland

Are you engaged in financial decisions that affect your life?