Our recent "Invest to advance" survey shows that among US high net worth (HNW) investors, Hispanic investors aren’t waiting to pass their wealth on to family. They want to invest in their family’s success now, helping their children and grandchildren achieve their life’s goals.
Let’s talk about who you’re investing for and how you want wealth to work for your family.
More than 3 in 4 of HNW Hispanic investors believe that they have achieved the American dream. They have the ability to live their lives how they choose and they want to provide a better life for future generations. They’re prioritizing retirement planning and financial support for extended family.
What defines the American dream
Having the ability to live my life how I choose
Providing my family with a better life than I had growing up
Being able to retire comfortably
Top financial needs
Retirement planning
Financial support for extended family
Buying a home
Pursue your dream. Learn more about retirement planning for your family.
Hispanic HNW investors want to help their loved ones build their lives and achieve milestones they will get to see. They also want to take advantage of the tax benefits of gifting to family members.
When do they plan to give inheritors money?
Giving while living
Giving after death
Reasons for passing on wealth while living
- 0 %
To help teach heirs valuable money lessons
- 0 %
To see heirs enjoy the money
- 0 %
To help pay for heirs’ education
- 0 %
To help pursue a passion or business venture
- 0 %
To obtain the tax benefits of gifting to family members
I want to support what my son wants to pursue while I’m still alive, and then leave him something for after.
See ways to give wealth to your family. Learn more about family gifting.
About two-thirds of Hispanic HNW investors are worried that their children will not properly manage money given to them. They want to find ways to teach their children about healthy financial habits.
Interest in proactive education is high
More financial education would help ensure my family members make the most of the support I provide
- 0 %
Agree
Top concerns about children and finances
- 0 %
agree
They will not understand how to properly manage their money
- 0 %
agree
They will squander the money left to them after I am gone
- 0 %
agree
I’d like to teach my kids about healthy financial habits, but I don’t know where to begin
Talk to your children about money. Get helpful tips now.
Experts working to create an inclusive investor experience
It's time to make your hard-earned wealth work for you, and UBS is here to support you.
Melinda Hightower
Managing Director
Head, Multicultural Client Segment
Wealth Management USA
