- Written payment orders must be received by mail by Monday, 30 December 2024.
- Payment orders via UBS Digital Banking or UBS Multimat must be entered by Monday, 30 December 2024 to be executed in 2024.
- Different deadlines apply for foreign currency payments. These depend on the destination country and the desired currency.
The following maximum amounts apply for the year 2024:
- Employed persons with a pension fund: maximum of 7,056 francs
- Employed persons without a pension fund: 20% of earned income, up to a maximum of 35,280 francs
Payments into pillar 3a pension solutions:
- Deposits via Digital Banking must be received in the retirement savings account by not later than 31 December 2024 for them to be deductible in this tax year.
- You can make deposits at the bank counter until 23 December 2024.
- If you’re making a deposit from a bank other than UBS, don’t forget to adjust your payment details. Find out more at ubs.com/fisca-switchover
- Would you like to find out how much you have already paid into your 3rd pillar with us? After the transition in October 2024, you received account statements for your former UBS Fisca accounts as an exception. These were sent to you in mid-October.
Withdrawals from UBS Fisca that are to be executed in 2024:
- The transfer and/or payment instructions must be received in full by the Fisca Pension Fund Foundation by mail by Friday, 29 November 2024.
With the turn of the year from 2024 to 2025, your accounts and custody accounts as well as other banking transactions will be settled. Please keep these documents for when you fill out your tax return. The following table shows you when you will receive which document:
Product | Product | Year-end documentation for your tax declaration | Year-end documentation for your tax declaration | Date provided | Date provided |
|---|---|---|---|---|---|
Product | UBS Personal Accounts / UBS Savings Accounts / UBS Current Accounts for Private Clients | Year-end documentation for your tax declaration | Account statement and tax certificate | Date provided | By early January* |
Product | UBS Fisca | Year-end documentation for your tax declaration | Account statement and tax certificate | Date provided | By mid-February |
Product | UBS Fiscalife | Year-end documentation for your tax declaration | Statement of benefits | Date provided | February |
Product | UBS Vested Benefits Account | Year-end documentation for your tax declaration | Account statement | Date provided | By the end of January |
Product | UBS Investment Fund Account / UBS key4 smart investing | Year-end documentation for your tax declaration | Statement of assets and tax certificate | Date provided | By mid-January |
Product | Year-end documentation for your tax declaration | Tax certificate | Date provided | By early February | |
Product | UBS statement of assets | Year-end documentation for your tax declaration | Statement of assets | Date provided | By mid-January |
Product | UBS Swiss tax statement | Year-end documentation for your tax declaration | Tax statement | Date provided | From mid-February** |
Product | UBS Mortgage | Year-end documentation for your tax declaration | Tax certificate | Date provided | By mid-February |
Product | UBS retained mail service | Year-end documentation for your tax declaration | Statement of assets / account statement*** | Date provided | By the end of January |
** With UBS Digital Banking, you will be able to check your year-end statements / closing account balances / certificates from 3 January 2025 (UBS Digital Banking > Mailbox > Banking documents). Switch to electronic delivery of your banking documents via Digital Banking now. Further information can be found under point 5 above.
** Will be delivered as soon as the official tax rates are available.
*** This is compulsory for clients with an agreement through the UBS retained mail service who neither collected their post in 2024, had duplicates of their bank correspondence sent to a recipient, or consulted their banking information in UBS Digital Banking.
