Legal note for marketing activities of UBS in Switzerland

The Internet is a universally accessible medium. Normal e-mails sent via the Internet are neither confidential nor secure. Rather, they may be viewed, intercepted or altered by third parties or may be lost. E-mails may leave national borders even if both sender and recipient are in the same country.

UBS is liable neither to you nor to others for losses arising in connection with messages sent by means of normal e-mail or with another electronic message transmission system to UBS.

The contents provided by us are only for your information and are not to be understood as recommendation, offer or solicitation to make an offer for investment or other specific products, unless expressly stated otherwise. The information provided does not represent any investment, legal or tax advice and should not be used as the basis for investment decisions.

Although all information and opinions derive from sources regarded as reliable and in good faith, we reject all liability for incorrect or incomplete information. The views of external authors are their own and may diverge from the official opinion of UBS.

The relevance to the present of the information is restricted to the date of publication or time of dispatch (for example in the case of e-mails). Consequently, we do not have to keep this information up to date.

Technical defects

We are not responsible for technical defects in the provision of infrastructure for conducting events and do not assume any responsibility for losses or damage arising from the use of this infrastructure.

Interaction in virtual events

We bear no responsibility for any information you provide via “Questions and Answers” (Q & A), irrespective of the nature of their provision and do not assume any responsibility for the losses or damage arising therefrom. You acknowledge that third parties (such as clients of UBS, speakers and service providers) may take part in this event. By participating (for example by asking questions), your identity may be revealed to a party other than UBS. Therefore, you expressly waive your right to confidentiality.

Recording of virtual events

We may record virtual events such as webinars, including discussions with the participants and provide them to the participants following the event to enable the latter to retrieve the contents again. If required by applicable law, you consent to such recordings by attending the event.

Virtual surveys and voting

At certain events, you may use your personal device (such as a smartphone) to participate in online voting and/or online surveys. Please note that such surveys are conducted via an external service provider (“service provider”). Your personal data (such as IP address) are transmitted to the service provider for this purpose. The data processing (especially the use purpose and storage location) depend on the regulations of the service provider. UBS has no influence on the data processing and accordingly assumes no liability in this regard. If data is transmitted abroad, it may no longer be protected by the laws of your country (for example, laws relating to banking secrecy, financial privacy, other provisions on client confidentiality and data protection may not necessarily provide equivalent or comparable protection compared to the rights under the laws that apply to your relationship with UBS) and may be subject to foreign regulations that permit forwarding of the data to responsible local authorities or other third parties.

UBS-external speakers

The views of UBS-external speakers are their own opinion and do not necessarily reflect the perception of UBS and its affiliates.

Observing local laws and rules of your employer

By registering for / participating in a UBS event, you confirm that your participation complies with any relevant local law or regulation applicable to the organization that you work for, that you comply with the organizations internal policies and that you have made all required internal notifications to enable you to participate in the event.Please remember to notify your employer in advance of attending our events, if necessary.

Cooperation with third parties

Events conducted jointly by UBS and third parties are not exclusively accessible to UBS clients. Representatives of third parties will be present at these events. A relationship, connection, sponsoring or recommendation between UBS and third parties is neither suggested nor implied in this regard.

Third-party events

Events organized and presented by third parties are not exclusively accessible to UBS clients. Representatives of third parties will be present at these events. UBS is not responsible for the organization of such events and for injuries or losses that might occur to you in connection with such events. A relationship, connection, sponsoring or recommendation between UBS and third parties is neither suggested nor implied in this regard. The data processing (especially the intended use and storage location) correspond to the provisions of the third party. UBS has no influence on this data processing and therefore assumes no liability in this regard.

Physical or other damage

Please note that UBS rejects liability for physical and other damage as a result of participation in our events. This excludes liability for damages caused by negligence or intentional misconduct on the part of UBS. The participants are responsible for obtaining adequate insurance cover (liability and accident insurance).

Virtual surveys and voting

At certain events, you may use your personal device (such as a smartphone) to participate in online voting and/or online surveys. Please note that such surveys are conducted via an external service provider (“service provider”). Your personal data (such as IP address) are transmitted to the service provider for this purpose. The data processing (especially the use purpose and storage location) depends on the regulations of the service provider. UBS has no influence on the data processing and accordingly assumes no liability in this regard. If data is transmitted abroad, it may no longer be protected by the laws of your country and may be subject to foreign regulations that permit forwarding of the data to responsible local authorities or other third parties.

UBS-external speakers

The views of UBS-external speakers are their own opinion and do not necessarily reflect the perception of UBS and its affiliates.

Participation of public media

Certain events may be attended by representatives of the public media. They may take photos of participants and/or film participants. By participating in such events, you consent to the publication of such pictures in public media.

Visual and audio recordings

During events, we may take photos and/or film events. This also involves photographing and/or filming participants. The pictures may be used for advertising, publicity work, commercial or other business purposes of UBS. By registering for an event, you agree that UBS may duplicate, distribute, broadcast and use these pictures for the above-mentioned purposes.

Pictures or audio recordings of you may constitute personal data (for example, if it is possible to identify you), in which case you may object to further processing of such data.

Observing local laws and rules of your employer

By registering for / participating in a UBS event, you confirm that your participation complies with any relevant local law or regulation applicable to the organization that you work for, that you comply with the organizations internal policies and that you have made all required internal notifications to enable you to participate in the event.

Cooperation with third parties

Events conducted jointly by UBS and third parties are not exclusively accessible to UBS clients. Representatives of third parties will be present at these events. A relationship, connection, sponsoring or recommendation between UBS and third parties is neither suggested nor implied in this regard, unless expressly stated otherwise.

Third-party events

Events organized and presented by third parties are not exclusively accessible to UBS clients. Representatives of third parties will be present at these events. UBS is not responsible for the organization of such events and for injuries or losses that might occur to you in connection with such events. A relationship, connection, sponsoring or recommendation between UBS and third parties is neither suggested nor implied in this regard, unless expressly stated otherwise. The data processing (especially the intended use and storage location) correspond to the provisions of the third party. UBS has no influence on this data processing and therefore assumes no liability in this regard.

Any person resident in Switzerland may take part in prize draws, unless expressly stated otherwise. Participation is free of charge and without obligation. Winners will be determined at random and notified directly by UBS after the closing date for participation. Multiple entries are excluded.

Should it not be possible to contact a winner within an appropriate period of up to four weeks, the claim to the winnings lapses and we may draw a new winner. The prize cannot be exchanged or paid out in cash. There is no claim to issue of the winnings under another name. Swiss substantive law applies exclusively. No correspondence will be entered into regarding the draw.

Any taxes, charges or fees incurred as a result of winning the prize are to be borne by the winners. UBS reserves the right to exclude participants from the competition without stating grounds, especially in the event of the suspicion of offensive contents, abuse or other manipulation.

By participating, the participant (in the case of minors, the legal representative) accepts the terms and conditions of participation and hereby agrees that all personal data provided may also be used, in addition to the above-mentioned purpose, for UBS’s own marketing purposes, especially for product advertising and newsletters.

UBS excludes any liability and responsibility in connection with the organization and redemption of the prize.

You must take care that pictures, videos and other content you upload to UBS websites do not infringe any third-party rights, copyrights and/or personal rights, do not depict any insulting, discriminating, violent or inflammatory contents and that the contents are suitable for the purpose of the campaign/activity for which they were uploaded. The views advanced by persons uploading their own content are their own and may diverge from the official opinion of UBS.

UBS does not accept, review or consider any unsolicited ideas, works, materials, proposals, suggestions, artwork, content or the like, including for advertising campaigns, promotions, products, services, technologies, product enhancements, processes, marketing strategies, product names, content or creative materials (“submissions”).

If you submit such submissions, you agree that they, along with the intellectual property rights, will automatically become property of UBS without any compensation to you. UBS may use or redistribute the submissions and their contents for any purpose and in any way on an unrestricted basis and there is no obligation for UBS to keep any submissions confidential.

The contents provided are for purely informational purposes. They should not be construed as a recommendation, offer or a solicitation of an offer for the purchase or sale of investment or other specific products. They do not represent any investment, legal or tax advice and should not be used as the basis for investment decisions.

Please note that UBS reserves the right to change the services, products or prices at any time without prior notification.
Under certain circumstances, individual services and products may not be available for purchase by persons resident in certain countries or by certain categories of investors. You can find important information on this in the applicable provisions, such as distribution restrictions or important special information.