Mortgage solutions

Make your real estate portfolio work for you with our property financing

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Purchasing a property in the UK?1 Looking for an easy way to tap into the value of your property portfolio? Planning to consolidate your assets and liabilities with one mortgage solutions provider?

With UBS, you can tap into our expertise on a wide range of property transactions. Our mortgage planning specialists will provide you with a borrowing plan that meets your exact requirements.

Why choose UBS as your mortgage advisor

Our UBS mortgage advisors understand the UK property financing landscape. Moreover, our comprehensive range of solutions has been designed for the unique preferences of our clients. From mortgage refinancing to borrowing plans, you can access everything you need in one place with us, ensuring the best possible outcome for your needs.

Whatever your goals may be, we'll provide you with a bespoke borrowing plan so you can turn your real estate dreams into reality.

How our mortgage loan process works

The best mortgages are flexible. Why? Because even with the best-laid plans, circumstances can change. Our fully variable rate property financing option allows you to make overpayments or re-draw as needed, without incurring early repayment penalties. Depending on your needs, you can go with interest-only, or fixed, variable or mixed mortgage rates.

If you’re a private individual (resident or non-resident in the UK) or you represent a private investment company (PIC) or trust, you can apply for property financing with UBS.

If you come into financial difficulty or need us to take into account a change in your personal circumstances we can discuss tailored options that may be available and considered for a specific period; extension to the term of the mortgage, gradual capital reductions, roll up of interest payments/payments holidays or a voluntary arranged sale of the property.

Benefits of our mortgage services

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Built around you

Access mortgage solutions that are tailored to your requirements.

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Expert mortgage advisory

Our advisors will work seamlessly with you to ensure everyone understands your short- and long-term goals.

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Clarity and transparency

We'll explain the mortgage solution costs and benefits, so you always know where you stand. And to make sure you get the right solution, we'll perform a thorough analysis of your needs.

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Strong collaboration

Looking for additional support? Leave it to our mortgage planning services. We pull in outside experts where needed, such as respected third-party specialists in conveyancing and property valuation.

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Together, we can help you pursue your goals by finding the right mortgage solution.

Please be reminded that your home and/or any assets used to secure their borrowing arrangement is at risk if mortgage repayments are not met. All mortgages are subject to status and credit approval.

UBS does not give tax, legal or accounting advice and you should consult your independent advisers for specific advice based on your specific circumstances before entering into any mortgage arrangements.