Investment loans

Whether you want to acquire a new production facility, modernize your IT infrastructure or expand your fleet of vehicles – UBS Investment Loans give you a solid foundation.

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Investing in real estate
A UBS Investment Loan is ideal if you want to invest in real estate to optimize your returns and generate cash flow.
Finance expansion
More staff or new production facilities: the expansion of business operations requires additional capital, which can be supplied by an investment loan.
Stay competitive
Whether you want to tap into new markets or modernize your infrastructure: the long-term growth of your company is the key to success.

Master credit limit for maximum flexibility

The UBS Corporate Financing master credit limit gives you maximum flexibility to finance your current and fixed assets.

The UBS Corporate Financing master credit limit lets you combine your current and fixed asset financing needs under a single master credit agreement. You get maximum flexibility thanks to various credit usage options to meet your financing needs.

Once the credit documents have been signed and all the conditions for credit approval have been met, we will issue the credit limit, which will then be at your disposal.

If you want to use the credit as quickly and flexibly as possible, choose overdraft usage, fixed advances or floating rate loans with short terms.
Fixed-rate loans are recommended if you prefer long-term, fixed-interest forms of financing.

You can freely determine the financing structure. The following uses are permitted within the master credit limit:

UBS Current Account
UBS Fixed Advance with terms from 1–12 months*
UBS Floating Rate Loan
UBS Fixed-Rate Loan with terms of 1–7 years**
UBS Security Deposits for the issue of bank guarantees
UBS Documentary Credits for opening or confirming documentary credit obligations

*Primarily for business loans

**Primarily for investment loans

Currency: Limit amount usually in CHF; credit usage in CHF and all common foreign currencies

Loan interest rate: Depending on the form of credit used, interest rate upon request

Fees and commissions: Current account: Other usage forms upon request: None

Duration: Limit indefinite, usage individual

Ordinary termination: Mutual termination at any time

What you should know

You have overall financing that can be used and structured at any time (master loan agreement)
Funds freely available within the agreed master credit limit

Comparison of investment loans

UBS Current Account
Currency: In CHF and all major foreign currencies
Interest rate: Variable, interest rate on request
Fees and commissions:
0.25% per quarter, calculated on the highest debit balance
max. 50% of the interest amount for the respective quarter
min. CHF 5
Duration: Unlimited
Termination: Can be terminated by either party at any time with immediate effect
With a credit limit on your UBS Current Account, you have an additional liquidity cushion. This gives you more financial leeway while simultaneously increasing your entrepreneurial flexibility.
UBS Current Account factsheet
UBS Floating Rate Loan
Currency: In CHF, USD, GBP, EUR, JPY
Interest rate: Variable, fixed 1 day before expiration of the interest period
Credit commission: None
Duration: Indefinite (contract term)
Interest period: Quarterly
Termination: Notice period of 30 days for both contracting parties
Are you looking for indefinite, flexible and market-oriented financing for your investments? With the UBS Floating Rate Loan, you benefit from particularly attractive interest rates.
Factsheet UBS Floating Rate Loan
UBS Fixed-Rate Loan
Currency: In CHF and all common foreign currencies
Interest rate: Fixed for the entire term, interest rate on application
Credit commission: None
Duration: 1 to 7 years, longer terms available upon request
Termination: Expires at the end of the agreed term without requiring termination
With a UBS Fixed-Rate Loan, you have a clear basis for calculation and can reliably plan your interest charges. The capital, term and interest rate are fixed in advance for the entire term of the loan.
Factsheet UBS Fixed-Rate Loan