Rental surety

Rental surety savings account or rental surety guarantee?

Regardless of whether you have a traditional rental surety savings account with UBS or a rental surety guarantee with our partner Zurich Insurance – your rental deposit is stored securely.

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What is the difference between a rental surety savings account and a rental surety guarantee?

Basically, both versions secure the rental agreement. While you can open an account free of charge and pay in the full guarantee amount, with a rental surety guarantee, the insurance company guarantees the deposit amount for an annual premium (the deposit amount is therefore not blocked).

If the insurance company pays out a claim to the landlord after a review under tenancy law, it will subsequently claim back the amount from the tenant.

At a glance

  • Rental surety savings account

    • Your deposit is securely stored in the account and will earn interest.
    • You get the deposit back when the rental agreement is terminated – less any claims raised by the landlord
    • No account opening or maintenance fee

  • Rental surety guarantee

    • You replace the deposit payment with an annual premium – your funds are therefore freely available to you
    • After the rental contract is terminated, Zurich reviews the landlord’s claims where necessary
    • Annual premium starting from CHF 135 – depending on the amount of the deposit
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