Benefit over the long term

Q: Who can benefit from the offer?

You can take advantage of the offer if you already have a mortgage with UBS or if you are planning to take one out.

Q: What will my interest rates be?

The interest rate calculation depends on many different factors, including the market rates, your personal financial situation and the property. We would be happy to draw up an individual offer for you taking the interest rate reduction arising from the special “10 for 7” UBS Fixed-Rate Mortgage offer directly into account.

Q: Can I combine the offer?

You can combine the “10 for 7” offer with other mortgages, for example with another fixed-rate mortgage or with a UBS SARON Mortgage. This allows you to hedge over the long term, reduce interest rate risk upon maturity and enjoy your residential property worry-free.

Q: Can I, as the owner of an investment property, also benefit from the offer if my main residence is in the same property?

In such cases, we ask you to contact your client advisor or arrange an appointment.

Q: Conditions and requirements in detail

Validity: the offer is only valid for owner-occupied residential property, including vacation homes. Offer valid until 31.1.2025. Interest rate: calculated individually for you, fixed for the entire duration Payment of the fixed-rate mortgage: depending on when you need the money, the mortgage amount can be paid out immediately or at a later date. The mortgage can be taken out up to 12 months in advance. Amortisation: direct or indirect

10-year fixed-rate mortgage at a more favorable 7-year interest rate.

Schedule an appointment

Better interest rates
Receive a 10-year fixed-rate mortgage at the lower interest rate of a 7-year mortgage.
Available up to 12 months in advance
Set the interest rate up to 12 months in advance.
For all types of residential property
Finance your dream, be it your main residence or a vacation home.

The key points at a glance

In a normal interest rate environment, the longer the duration of a mortgage, the higher the interest rate. With the “10 for 7” UBS Fixed-Rate Mortgage, you receive a 10-year fixed-rate mortgage at the interest rate of a 7-year fixed-rate mortgage.

This means you benefit twice: you secure the current favorable interest rates for the long term – at preferential terms and conditions.

For new UBS Fixed-Rate Mortgages
For owner-occupied residential property and vacation homes in Switzerland
Fixed interest rate for 10 years at the interest rate of a 7-year fixed-rate mortgage
Interest rate can be fixed up to 12 months in advance
The interest rate risk can be reduced by combining several fixed-rate mortgages with different durations

Conditions and requirements in detail

Validity: the offer is only valid for owner-occupied residential property, including vacation homes. Offer valid until 31.1.2025.
Interest rate: calculated individually for you, fixed for the entire duration
Payment of the fixed-rate mortgage: depending on when you need the money, the mortgage amount can be paid out immediately or at a later date. The mortgage can be taken out up to 12 months in advance.
Amortisation: direct or indirect

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

Personalized advice
Fast turnaround times for financial confirmations
You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches

Make an appointment

Questions about mortgages? Call us on 0800 002 559