Our checklist for easy banking in 2023

It’s actually really easy to adjust the settings in UBS E-Banking or on your smartphone to make your everyday life easier. However, work, family and leisure mean it isn’t always easy to find the time. But perhaps you’ll manage to do so over the holidays or in a spare moment with the help of our list. You’ll get to know the benefits these settings provide and can decide what you want to take advantage of.

Push notifications for your security

You decide what activity you want to be notified about by push notification, SMS or email in order to feel safe and informed. Whether about credit card transactions, card statements or new eBill invoices – with just a few clicksClick here to learn more about and use push notifications. in UBS E-Banking or in the UBS Mobile Banking App you’ll be set up and ready.

Convenient invoicing with eBill

Sure, scanning a QR-bill doesn’t take a second, but what about having to change the date every time to benefit from the payment deadline? With eBill this is done automatically by simply accepting the invoices. Registering for eBill is quick and easy in UBS E-Banking or the UBS Mobile Banking App. You then just need to select the desired biller for eBillClick here to learn more about ebill and use it. – more and more companies have joined the scheme.

Wallet payment on your mobile device

Have you set up Apple Pay, Google Pay or Samsung Pay on your smartphone or smartwatch by adding your credit card? You can then make secure, convenient and contactless payments in 2023, both in Switzerland and abroad. Information at a glanceClick here to learn more about and use digital wallets..

Your virtual card with you at all times

If you have your smartphone or smartwatch with you, you can view and copy your card details at any time in the UBS Mobile Banking App. In UBS E-Banking or the UBS Mobile Banking App, you can also activate a virtual credit card and use it to shop online or pay contactless. Should you misplace or lose your physical card, you have an alternative at hand with the virtual credit card, which you can set up in a few seconds. Just add it to your wallet and you’re good to go.

It all starts with a pillar 3a retirement account

Pillar 3 lets you build up your savings for retirement so you can maintain your standard of living after you stop working. And every deposit up to the maximum amount also reduces your taxable income. If you don’t yet have a pillar 3a accountClick here to find out more about the UBS pillar 3a account., open one before the end of this year if possible to avail yourself of the potential tax savings in 2022.

Set up a standing order for pillar 3a

With a standing orderClick here to learn more about standing orders and to use them., you’ll never forget to pay into pillar 3a. You can either use the standing order to deposit the maximum amount in one go, or set it up for a specific amount below this limit. Good to know: the maximum allowance applies again from the start of each new year, but remember that you cannot make a retroactive payment for the previous year.

Increasing your potential returns in pillar 3a

If you invest your pillar 3a savings in UBS Vitainvest investment fundsClick here to learn more about UBS Vitainvest investment funds., your money will be invested sustainably and with higher potential returns than with a traditional retirement savings account, as you can benefit from the development of the financial markets.

Arrange a consultation with one click

Even though UBS pension solutions are straightforward, sometimes you still need some comprehensive adviceClick here to make an appointment.. With just a few details and one click you can arrange a call-back to set up a consultation.

From dream to reality

Have you ever wondered how much you could afford to spend on your dream home? Calculate the maximum purchase price with just a few clicks.

The right time to take out your first mortgage or renew your existing one

Is it already too late to get a low-cost mortgage? And would it make sense right now to switch from a SARON to a fixed-rate mortgage? If those are the kind of questions you are asking yourself, we recommend you subscribe to our free, monthly newsletter “Interest rate forecast for mortgages.”Click here to subscribe to the UBS Interest Rate Forecast.

Climate-friendly renovation – but how?

Our guide “Climate-friendly renovation in six steps” helps all home owners interested in climate-friendly renovation. Order it today free of chargeClick here to download the publication..

Arrange a consultation with one click

Whether it’s your first home, a renovation or a mortgage for a climate-friendly renovation – a consultation will help you find the optimal solution. With just a few details and one click you can arrange a call-back to set up a consultation.

Arrange a call-backClick here to make an appointment.