* From age 18 or as a gift fund account for minors until their 18th birthday Detailed information: Services and prices Selected UBS Investment Funds Current interest rates

UBS Investment Fund Account

Q: What funds can I choose from?

UBS offers an extensive selection of UBS investment funds. The current fund universe for the fund account can be obtained from your client advisor. Get an offer

Q: How and when can I withdraw the capital from my fund account?

In principle, you can order the sale of the funds by your client advisor at any time and thus have access to your capital again. The sale transaction can take up to four bank working days to complete.

Q: When and how often do I need to make deposits?

You can make deposits whenever and as often as you want. We recommend doing so regularly with a standing order. This will increase the likelihood of achieving a lower average cost price and can improve your long-term returns.

Q: What is the minimum investment amount?

As soon as you have CHF 50 on your fund account, we automatically invest the money for you in your chosen UBS investment funds.

Your benefits with a UBS Investment Fund Account

Better returns

With positive market developments, you can achieve higher returns than with a savings account.

Receive advice and stay flexible

Our client advisor will set everything up with you. Afterwards, you can invest and withdraw money whenever you want.

Reduced fees if you invest regularly

With a monthly investment starting from as little as CHF 50, you benefit from a 15% discount on the fees of 16 different UBS funds.

Build your long-term wealth in a convenient and diversified way

With a UBS Investment Fund Account, you can build up assets systematically, i.e. with a standing order, to make your long-term goals and dreams come true.

Receive fund recommendations based on your risk tolerance
You decide when and how much you want to invest
Save on fees with a monthly standing order
Benefit from a discount if you are under 26 or a student under 30
Also available as a gift: invest in a future of a child

Factsheet UBS Investment Fund AccountDownload

Interested?

In a personal video call or a meeting at one of our branches, our client advisors can tell you more about fund accounts, how they work and our selection of funds.

Make a free appointment now to learn more and, if you like, make your fund account a reality.

Make an appointment

Additional information

Conditions / Prices

Currency	Currency	CHF, multiple UBS Investment Fund Accounts possible
Suitability	Suitability	Persons* domiciled in Switzerland
Opening/closing	Opening/closing	Generally free of charge. Under certain circumstances, closing an account can give rise to extra costs that are chargeable to the client
Deposits	Deposits	Can be made at any time; automatic investment in the UBS Investment Fund Account(s) of your choice once the minimum amount for investment is reached
Minimum investment amount	Minimum investment amount	CHF 50
Disposals	Disposals	Possible at any time
Prices	Prices	Prices for the UBS Investment Account can be found in the "UBS Investment Fund Account" factsheet

* From age 18 or as a gift fund account for minors until their 18th birthday

Detailed information:

How do investments work in general?

Would you like to know more about the effects of a long investment period vs. a short one? If so, our investment calculator might be right for you!

Play around with different values and see how they influence the result of an investment. For investments in funds, you can assume an annual value appreciation of 2-6%. Please note that this is just an indicative value without any guarantee with regards to the future fund performance.

Check the calculator now

UBS Key4 Smart Investing

Want to invest in a fully independent, digital way?

Use the UBS Mobile Banking app to set up and manage your investments
Receive tailored fund recommendations based on your investment preferences
Choose your funds based on topics you care about or choose one single fund

Explore UBS key4 smart investing

FAQ

How does an investment fund account work?

The investment fund account combines the benefits of a savings account with those of investment. Investment funds allow you to participate in the growth of the financial markets and, with the appropriate risk profile, to benefit from higher potential returns in the long term than with a savings account.

You decide how much you want to pay into the investment fund account. As soon as the balance of your investment fund account is CHF 50, it is invested in your chosen funds.

Take a tip from us: make regular payments into your investment fund account using a standing order. This will increase your chances of a lower average cost price and increase your potential returns in the long term.

What funds can I choose from?

How and when can I withdraw the capital from my fund account?

How is my money invested?

We offer a wide range of UBS investment funds with different risk profiles and potential returns. Higher potential goes hand in hand with greater fluctuations in value. That is why it is important that we fully understand your financial situation and goals as well as your risk appetite. In an advisory consultation, we determine your personal risk tolerance and define the right investment strategy for you.

When and how often do I need to make deposits?

What is the minimum investment amount?

Can I open a fund account for a child?

Yes, you can do that! Just let our expert know that you would like to invest for a child and they will set up everything for you. Basically, just one thing will be different compared to opening a UBS Investment Fund Account for yourself: the child first must have their own UBS account, a free gift savings account, which will then be linked to the UBS Investment Fund Account. But don’t worry, our experts guide you through every step of the process.

Get an offer

What are the differences between a UBS Investment Fund Account and UBS key4 smart investing?

Both are fund accounts, but they have different features. Basically, UBS key4 smart investing lets you handle things digitally and on your own, while, with the UBS Investment Fund Account, our experts will be by your side. Fun fact: both allow you to invest sustainably.

Here is a more detailed comparison:

Topic	Topic	UBS Investment Fund Account	UBS Investment Fund Account	UBS key4 smart investing	UBS key4 smart investing
Topic	Opening	UBS Investment Fund Account	You open the UBS Fund Account together with a client advisor in one of our branches or in a video call. The advisor will explain everything to you and guide you through the choice of funds.	UBS key4 smart investing	You open UBS key4 smart investing on your own in UBS Digital Banking. But you are not left on your own: the app will guide you through every step of the process and suggest funds to you.
Topic	Access and modifications	UBS Investment Fund Account	The UBS Investment Fund Account will be shown in your Digital Banking. If you want to change anything, e.g., the selected funds, your client advisor is happy to assist you.	UBS key4 smart investing	You access it via Digital Banking and can also perform changes there, e.g., choose different funds.
Topic	Costs	UBS Investment Fund Account	Administration fees, commissions for investing and disinvesting, and expenses like taxes per fund.	UBS key4 smart investing	There are two cost components: 0.9% per year on the invested assets plus ongoing fund costs per fund.

Opening

You open the UBS Fund Account together with a client advisor in one of our branches or in a video call.

The advisor will explain everything to you and guide you through the choice of funds.

You open UBS key4 smart investing on your own in UBS Digital Banking. But you are not left on your own: the app will guide you through every step of the process and suggest funds to you.

Access and modifications

The UBS Investment Fund Account will be shown in your Digital Banking. If you want to change anything, e.g., the selected funds, your client advisor is happy to assist you.

You access it via Digital Banking and can also perform changes there, e.g., choose different funds.

Costs

Administration fees, commissions for investing and disinvesting, and expenses like taxes per fund.

There are two cost components: 0.9% per year on the invested assets plus ongoing fund costs per fund.

Make an appointment

Select date and time

Call 0800 002 983

Monday to Friday, 9:00 a.m. to 5:00 p.m.

UBS Investment Fund Account

Better returns

Receive advice and stay flexible

Reduced fees if you invest regularly

UBS Key4 Smart Investing

Want to invest in a fully independent, digital way?

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