The alternative to a savings account

  • The best time is now
    The earlier you start investing, the better: watch your investments grow over time.
  • Stay flexible
    Get started with as little as CHF 50 and manage your investments on your own and online, 24/7.
  • Attractive flat fee
    Benefit from our investment expertise for as little as 0.45% of the invested assets per year.

Save for big dreams starting with small amounts

  • Watch your investments grow alongside the child
  • Benefit from a long-time investment, e.g., up to the child’s 18th birthday
  • Choose from a wide selection of actively and passively managed UBS funds and ETFs
  • Set up and manage your portfolio easily online

What’s UBS key4 smart investing? 

For newcomers and seasoned investors: UBS key4 smart investing is a simple approach to investing that lets you manage your investments directly in the UBS Mobile Banking App – set up your profile now and get started right away.

From CHF 50

How much does it cost?

now with a selection of UBS ETFs

0.45% of the invested assets annually

  • This includes a 50% reduction from the adult’s price. This covers the UBS custody service, buying and selling of fund shares, etc. Additional third-party charges and taxes such as stamp duty may apply.
  • 0.1-1.23% (TER) of the fund assets under management. These cover all the operating costs of a fund.
UBS key4 smart investing information sheetpdf, 142 KB

Investing for a child is easy

  1. 01

    Lay the foundation

    First, set up a gift savings account for the child.

  2. 02

    Set up key4 smart investing for the child

    Find out your risk profile and choose from the suggested funds.

  3. 03

    Get started

    Enter the first payment to start investing. Even more convenient: set up a standing order to automatically invest regularly.

Are you already a UBS client?

FAQ

Need more answers?

Any questions? Here you’ll find answers in connection with UBS key4 smart investing