Pillar 3a retirement savings account

Save on taxes every year and save systematically for old age.

Your benefits with the 3a retirement savings account

Individual setup

You decide how much and how often to pay in.

Save on taxes

Payments into pillar 3a are tax deductible.

One bank

Manage your retirement savings the same place you do your banking.

Which 3a retirement solution is right for me?

The 3a retirement savings account enables you to save systematically for retirement, and with the 3a custody account you can potentially earn higher returns. Decide for yourself whether and how much of your pillar 3a assets you want to invest in sustainable Vitainvest investment funds.

Whichever solution you choose, what’s important is that you start. And the sooner, the better.

Open your pension solution in just a few minutes

We help you set up your retirement savings plan

At a branch or conveniently by video – we’re here for you, in person.

An elderly woman sits in the living room and learns about pension advice on her tablet.
  • Together, we’ll review your current pension situation.
  • We’ll give you tips and recommendations on how to close any pension gaps.
  • Benefit from over 160 years of expertise.

How much can you save on taxes?

A woman is happy about the taxes she’s saved thanks to her pillar 3a payments.

The more you pay in annually, the greater your tax savings.

  • You can pay a set amount into your pillar 3 account each year.
  • By deducting your deposits from your taxable income, you save on taxes.
  • The maximum amount in 2024 is CHF 7,056 (for insured persons with a pension fund).

When is the right time to save for your retirement? Right now!

  1. 01

    Define your risk profile

    Answer just a few questions to find out which 3a pension solution suits you best.

  2. 02

    Discover our recommendations

    We propose different pension solutions and you choose the one that suits you and the way you live your life.

  3. 03

    Open your 3a pension solution

    Open the 3a pension solution directly in the Mobile Banking App and choose how much and how often you would like to deposit for your future.

Are you not a client of UBS yet?

Download the UBS Mobile Banking App by either scanning the QR code or clicking on the App Store.