UBS key4 pension 3a

UBS Switzerland AG (UBS) will raffle off ten Galaxus (Digitec Galaxus AG) vouchers each worth CHF 500 to all persons resident in Switzerland and over the age of 15 who open a UBS Fisca 3a with UBS key4 pension 3a from 06 November 2024 (0:00 CET) to 31 December 2024 (24:00 CET).
The winner will be drawn at random after the closing date for registration and will be notified directly by UBS. Multiple participations are excluded. If a winner cannot be contacted within a reasonable period of up to four weeks, their claim to the prize lapses and UBS may draw a new winner. The prize cannot be exchanged or paid out in cash. There is no entitlement to have the prize issued in another name. The contest shall be governed exclusively by Swiss substantive law. Recourse to the courts is not permitted. No correspondence will take place in connection with the prize draw. Any taxes, fees or duties incurred in relation to the prize shall be borne by the winners.
UBS reserves the right to exclude participants from the contest without giving reasons, in particular if there is even the slightest suspicion of offensive content, misuse or manipulation. By participating, you accept the terms and conditions and agree that the personal data provided may be used for UBS’s own marketing purposes and for product advertising in particular, in addition to the purposes mentioned above. You can unsubscribe from UBS marketing material by clicking the “Unsubscribe” link in one of our marketing emails. For more information about how UBS processes your personal data, including how UBS discloses your data, how long we store your data, and your rights in respect of your data, please refer to UBS’s client privacy notice.
The data transmitted with this form via the internet to UBS is encrypted. However, there is still the possibility that unauthorized third parties may be able to gain access, especially through malware on a computer, to the data transmitted via this form. By using this form to transmit confidential data (e.g., account number) you accept the risk of disclosing the banking relationship and banking client information to third parties, and release UBS from any liability for losses from the use of this form, as permitted by law.
By providing your telephone number and/or e-mail address above you expressly approve UBS contacting you via telephone and/or via unsecured e-mail. Please be aware that the use of e-mail can involve substantial risks such as lack of confidentiality, potential manipulation of contents or sender’s address, wrong recipient, viruses, etc. UBS assumes no responsibility for any loss or damage resulting from the use of e-mails or SMS. UBS recommends in particular that you do not send any sensitive information via e-mail or SMS, that you do not include details of the previous message in any reply, and that you enter e-mail addresses manually every time you write an e-mail.
UBS does not accept any transaction orders submitted via this form, including but not limited to account openings, payment or stock market transaction orders, revocation of orders or authorizations, blocking of credit cards, changes of address. Please contact the appropriate branch or your client advisor for such transactions.

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The maximum contribution to pillar 3a is set annually in October by the Federal Social Insurance Office.

The following applies for 2024: CHF 7,056 for insured persons/employees with a pension fund. Self-employed persons without a pension fund can pay in a maximum of CHF 35,280 or 20 percent of their net income.

The annual costs consist of the ongoing costs of the fund (0.25% p.a.) and a management fee of 0.5% p.a. charged directly to the retirement savings account. Thus, total costs amount to 0.75% p.a.