Occupational pension plans for SMEs

As flexible as you need

Review your pension solution

As an employer, you should regularly review your occupational pension solution and adjust it if necessary. UBS can support you with this, and also provides access to the Vita pension solutions offered by our partner Zurich.

Don’t forget to cancel: Do you want to switch now? Then remember to cancel your current insurance by 30 June 2024.

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Our offers at a glance

Vita Relax – play it safe

Minimum effort

Fulfil your obligations and manage your occupational pensions securely and easily.

Maximum security

All of the risks are borne by the insurer, so you know exactly what to expect from your occupational pension solution.

Ideal for founders and young entrepreneurs

Newly-founded companies and startups can arrange an occupational pension solution in just a few steps.

Vita Classic – flexible and needs-based

A transparent participation model

The return on investment directly benefits you and your employees in the form of additional interest.

Investments and investment strategy

You benefit from the maximum possible stability thanks to the broadly diversified and sustainable investment strategy.

A responsible partner

The Vita Collective Foundation is a responsible partner that lays the foundation for balanced retirement provision for all generations.

Further information

About the Vita Collective Foundation

The Vita Collective Foundation was founded in 2003 by Zurich Insurance Group as a semi-autonomous foundation. Today it is one of the largest pension providers in Switzerland. More than 27,000 affiliated companies with around 150,000 insured persons have entrusted their occupational pensions to this foundation. The Collective Foundation is committed to fair, flexible and sustainable occupational pensions – for all generations. Vita Classic is the Vita Collective Foundation’s flexible and needs-based pension solution.

The Vita Collective Foundation at a glance

Vita Relax – play it safe

Vita Relax enables startups and SMEs to focus on their core business in a relaxed manner, reduces occupational pensions to the essentials and secures the financial future for your company and its employees.

Minimum effort: With Vita Relax, you can easily fulfil your obligations and manage your occupational pension securely and easily – whenever and wherever you want.
Maximum security: With Vita Relax, you know exactly what you can expect from your occupational pension solution. All of the risks are borne by the insurer.
Simple pension provision: With Vita Relax, you get a no-frills solution for occupational pensions so you can concentrate fully on your business.

Vita Classic – flexible and needs-based

Vita Classic is the flexible and needs-based pension solution for companies of all sizes. It offers many possible configurations and can be flexibly tailored to the needs of the company and its employees. Thanks to a broadly diversified and sustainable investment strategy, all companies benefit from a stable return on investment. With its transparent pension model, insured persons directly receive a share of the return on investment in the form of additional interest.

You can count on these benefits:

Fair: You and your employees will receive a direct and balanced share of the return on investment.
Sustainable: Future generations can also rely on this future-proof pension solution.
Flexible: The pension solution can be adapted to your needs and those of your employees.

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Occupational pension plans for SMEs

Review your pension solution