Partial payment option

Your credit card bill can also be paid in partial amounts

Would you rather not pay for your credit card purchases until later? You decide each month how much you want to pay back.

What you need to know

Flexible

You continue to pay with your credit card as usual.1

Minimum amount

The minimum amount is 5% of your bill for the month, but at least CHF 50.2

Interest rate

The interest rate is 14% per year from the respective transaction date.3

Condition

In principle, the partial payment option is available with all UBS Credit Cards (excluding World Mastercard® Gold International and Mastercard® Excellence).

You can only use the installment facility if you pay your bill manually (e.g. with a QR-bill). If you pay your credit card bill with a direct debit (LSV), you must switch to “Manual payment.”

 

How it works

How do you pay your credit card bill?

 

Financial security

The Swiss Payment Association (SPA) makes an important contribution to the responsible use of credit cards. Information and tips are available at swiss-payment.association.ch

1 Not exceeding your credit card limit
2 The minimum amount can be found on your monthly credit card invoice.
3 An annual rate of 14 % from the transaction date is charged to all invoice amounts .
Example: With an invoice amount of CHF 200 and an annual interest rate of 14 %, the effective interest cost is CHF 5.32, provided the credit amount is paid back in three equal monthly installments. In this example, the cost total would therefore be CHF 205.32. The credit interest owed is indicated and invoiced in the subsequent card statement in each case. (Partial) payments are taken into account for further calculation of interest from the point at which they are booked and are initially credited against the outstanding interest due.