Pay the right way on vacation

UBS Mobile Banking: Whichever payment card you want to use, the UBS Mobile Banking App lets you keep an eye on your spending, adjust your card limit at any time, block a card in an emergency or obtain a virtual additional card immediately if required.
Tip: Are you familiar with UBS HelpAccess UBS Help via this link.? Here you’ll find practical tips and instructions for your day-to-day banking.

3-D Secure: Whether you want to book your trip with your card or buy an online ticket for a museum on the move: most online stores now use 3-D Secure as a confirmation method to ensure even more security. The easiest way to approve payments is to install the UBS Access App on your smartphone. This way, you will be fully protected against attempted fraud.

Foreign currency delivered conveniently to your home: Unfortunately, happy vacationers can sometimes attract thieves. So it’s advisable to take as little cash as possible, with just a reserve for emergencies. If you have a UBS account, you can order around 75 foreign currencies outside of counter opening times – easily and conveniently in UBS Digital Banking, at a UBS Multimat or by telephone – and have them delivered to your home free of charge. The currency is insured against loss and will normally be with you within two working days.

Prepaid card always topped up: Nothing is more annoying on vacation than getting to the checkout only to find that the balance on your prepaid card is too low. The solution? Before you travel, you can set your credit limit in UBS Digital Banking so that your card is automatically topped up whenever your balance falls below a certain limit. Or simply add credit via the UBS Mobile Banking App on your smartphone, without having to leave the beach.

Insurance services: Paying for your trip with a UBS Credit Card is not only secure, but also advantageous: you will automatically be covered by accident insurance while you're traveling. The optional UBS Travel Insurance Plus supplements your free, included insurance policies with a comprehensive insurance package for worry-free travel – and at an attractive, all-inclusive price. If you have a UBS Platinum Credit Card, UBS Travel Insurance Plus is included in the price of your card.

UBS TWINT: More and more people and businesses appreciate cashless and contactless payments. If you’re on vacation in Switzerland, you can now make this type of payment in more and more stores thanks to UBS TWINT. This makes it easy to split bills between friends or family members. Have you already installed and activated the app on your smartphone?
Tip: Add your UBS Credit Card and collect valuable KeyClub points every time you make a payment.

Digital Wallets: Register your credit card on your smartphone to make secure, contactless and convenient payments with your phone or smartwatch. With Apple Pay (which can also be used with your UBS Debit Card), Samsung Pay and Google Pay, practical and secure solutions are available for almost every smartphone and smartwatch.

Contactless card payments: You can pay for smaller purchases of up to CHF 80 in Switzerland without entering the PIN code at the payment terminal. This applies to debit, prepaid and credit cards.

The card with an attractive exchange rate: In addition to the UBS Classic Credit Card, the UBS key4 prepaid or credit card is ideal for globetrotters and frequent travelers. These cards make sense due to the attractive exchange rate and the lack of processing fees. It makes no difference whether you are shopping in foreign currency online or abroad in person.

The card you can't lose: Our virtual credit card can be ordered in seconds in the UBS Mobile Banking App or UBS Banking. Save it to the mobile payment solution (Wallet) of your choice – including your smartwatch if you wish – and you’ll have it literally to hand for all your payments when you’re on the move.

Debit card for cash withdrawals: It is not advisable to carry too much cash when on vacation. Besides, more and more stores around the world prefer payment by card – some even require it. If you run out of cash in Switzerland or a foreign country, the cheapest way to replenish your funds is to use your debit card at an ATM. With a UBS banking package, you have the option of selecting the module for cash withdrawals in Switzerland or worldwide, allowing you to benefit from attractive conditions when withdrawing cash. Get ready in good time and contact your client advisor today to activate the relevant cash withdrawal module.

One last tip: when paying by credit card, some hotels and stores offer you the possibility to pay the amount in Swiss francs right away. As a rule, however, it makes sense for you to choose payment in the foreign currency, as the conversion applied abroad is often based on a poor exchange rate and you will sometimes also incur fees in the process.