360° overview of your money
Open UBS key4 banking now and get an overview of your finances
Are you already a UBS key4 client?
Get started with UBS key4 insights right away in your Mobile Banking App.
- Log in to the Mobile Banking App
- Scroll down to the UBS key4 insights section on the home screen
- Follow the instructions to activate UBS key4 insights
Are you new to UBS?
First open UBS key4 banking via the Mobile Banking App and get started right away.
- Download Mobile Banking App
- Confirm your identity over a video call (with your ID or passport)
- Sign the contracts directly in the app
- Set up your login via the Access App
- Get started immediately
Are you already a UBS key4 client?
Get started with UBS key4 insights right away in your Mobile Banking App.
- Log in to the Mobile Banking App
- Scroll down to the UBS key4 insights section on the home screen
- Follow the instructions to activate UBS key4 insights
Are you new to UBS?
First open UBS key4 banking via the Mobile Banking App and get started right away.
- Download Mobile Banking App
- Confirm your identity over a video call (with your ID or passport)
- Sign the contracts directly in the app
- Set up your login via the Access App
- Get started immediately
Are you already a UBS key4 client?
Get started with UBS key4 insights right away in your Mobile Banking App.
- Log in to the Mobile Banking App
- Scroll down to the UBS key4 insights section on the home screen
- Follow the instructions to activate UBS key4 insights
Are you new to UBS?
First open UBS key4 banking via the Mobile Banking App and get started right away.
- Download Mobile Banking App
- Confirm your identity over a video call (with your ID or passport)
- Sign the contracts directly in the app
- Set up your login via the Access App
- Get started immediately
Are you already a UBS key4 client?
Get started with UBS key4 insights right away in your Mobile Banking App.
- Log in to the Mobile Banking App
- Scroll down to the UBS key4 insights section on the home screen
- Follow the instructions to activate UBS key4 insights
Are you new to UBS?
First open UBS key4 banking via the Mobile Banking App and get started right away.
- Download Mobile Banking App
- Confirm your identity over a video call (with your ID or passport)
- Sign the contracts directly in the app
- Set up your login via the Access App
- Get started immediately
FAQ
UBS key4 insights is a feature within the UBS Mobile Banking App that analyses your transactions with a UBS account or card. It prepares trackers so that you can keep an eye on your finances, generates personalized insights into your spending habits and gives tips for saving and investing.
UBS key4 insights helps you keep an eye of your day-to-day finances with trackers. What’s more, it can also help you save more, spot unusual transactions and manage your expenses.
No, UBS key4 insights is free to use in the Mobile Banking App as part of your banking package.
UBS key4 insights analyses only the transactions of your accounts and cards with UBS. This includes past transaction, balance and account information. UBS key4 insights generates insights unique to you.
After logging in to the Mobile Banking App, scroll down to the UBS key4 insights section on the home screen. You can find UBS key4 insights just underneath your favorite accounts, cards and portfolios.
For a faster access, you can add UBS key4 insights as a shortcut. Select the three dots at the top of the Mobile Banking home screen. Select “Edit shortcuts” and add UBS key4 insights as one of your three shortcuts.
Finally, you can also see your insights by selecting “More > UBS key4 insights” in the bottom-right corner of your Mobile Banking App.
The CO2 tracker provides you with insights into your carbon footprint based on your transactions with UBS accounts and cards. UBS is using the methodology developed by Doconomy. For each payment, a merchant category code (MCC) is identified. In turn, each MCC has an emission factor indicating the carbon intensity of a product or server per Swiss franc. By multiplying the emission factor by the transaction amount, we can calculate that transaction’s carbon footprint. Based on your transactions, UBS knows where you shopped, but not the exact products or services you purchased. For this reason, the carbon footprint is only an estimation. You can find more details about carbon footprint in the FAQs.