Your benefits at a glance

Attractive exchange rates — benefit from a lower exchange rate fee (does not apply to card transactions or transactions related to investments).

No transaction fees — save yourself the fees that are usually charged per payment.

Three subscriptions to choose from — choose the subscription that suits your needs and adjust it flexibly every month.

Start saving now — the lower foreign exchange fee will apply to your foreign currency payments in Digital Banking starting from tomorrow.

Compare subscriptions

Basic

  • CHF 2/per month
  • 30% lower foreign exchange fee1
  • No transaction fees charged2
  • Applies to 13 currencies
  • Maximum of CHF 25,000 per month (or equivalent amount in another currency)
  • Switzerland (CHF)
  • Australia (AUD)
  • Canada (CAD)
  • Denmark (DKK)
  • Eurozone (EUR)
  • Hong Kong (HKD)
  • Japan (JPY)
  • Norway (NOK)
  • New Zealand (NZD)
  • Singapore (SGD)
  • Sweden (SEK)
  • USA (USD)
  • United Kingdom (GBP)

Standard

  • CHF 5/per month
  • at least 50% lower foreign exchange fee1
  • No transaction fees charged2
  • Applies to 26 currencies
  • Maximum of CHF 25,000 per month (or equivalent amount in another currency)

Same as Basic, plus:

  • Bahrain (BHD)
  • Czech Republic (CZK)
  • Hungary (HUF)
  • Israel (ILS)
  • Kuwait (KWD)
  • Morocco (MAD)
  • Oman (OMR)
  • Poland (PLN)
  • Qatar (QAR)
  • Saudi Arabia (SAR)
  • South Africa (ZAR)
  • Thailand (THB)
  • United Arab Emirates (AED)

Premium

  • CHF 10/per month
  • at least 75% lower foreign exchange fee1
  • No transaction fees charged2
  • Applies to 31 currencies
  • Maximum of CHF 25,000 per month (or equivalent amount in another currency)

Same as Basic and Standard, plus:

  • China (CNY)
  • Mexico (MXN)
  • Romania (RON)
  • Tunisia (TND)
  • Türkiye (TRY)

Without subscription

  • Currency-specific foreign exchange fee without discount1
  • Transaction fees of CHF 0.30 (SEPA) or CHF 5.002

Which subscription is most suitable?

With the UBS key4 FX calculator, you can quickly and easily find out which subscription suits you best and how much you can save.

Find out now

1. Depending on the currency, a surcharge of 1.7 to 3.6%(PDF, 131 KB) applies for outgoing payments with currency conversion without a subscription
2. Additional charges may apply if the cost option “All costs to be borne by the ordering client (OUR)” is selected when entering a payment.

Subscribe now and start saving tomorrow

If you live in Switzerland, you can subscribe in the following ways:

Are you already a UBS client?

You can get started with UBS key4 FX right away in your Mobile Banking App

Are you new to UBS?

Download the app, set it up within minutes — thatʼs  it

  1. Download the UBS key4 app

2. Confirm your identity via a short video call (with your ID or passport)
3. Sign your contracts in the app
4. Set up the login with the Access App
5. Get started immediately

Do you live abroad?

If you work in Switzerland and live abroad, you can use UBS key4 FX as part of the banking offer for cross-border commuters.

FAQ