SARON mortgage

Benefit from more flexibility with a SARON mortgage.

Your benefits with a SARON mortgage

  • Take advantage of interest rate developments

    The SARON interest rate automatically follows market interest rates.

  • Stay flexible

    You can terminate the SARON mortgage, for example when selling the property.

  • Switch to a fixed-rate mortgage at any time

    If necessary, you can switch to a fixed-rate mortgage in just one month.

SARON mortgage: key points in brief

The SARON mortgage has a variable interest rate. The interest rate is often lower than for a fixed-rate mortgage but it fluctuates throughout the duration. A SARON mortgage makes sense if you expect interest rates to fall and can afford it financially if interest rates fluctuate.

  • For all types of properties in Switzerland
  • Transparent, market-oriented interest rate
  • Unlimited duration
  • 13-month notice period, shorter depending on the product (from 1 month)
  • Possible to switch to a fixed-rate mortgage at any time

How the SARON Mortgage works

Your choice: one bank, several options

  • UBS mortgages are financed by UBS and offer you complete flexibility.
  • With UBS key4 mortgages, we give you access to offers from verified Swiss providers.

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