UBS key4 smart investing

Investing made easy

  • Select your fund based on your interests and manage your investments via the app – from as little as 50 francs.

What makes UBS key4 smart investing smart?

Receive fund recommendations

We recommend different funds in line with your interests and your risk tolerance.

Stay flexible

Select the investment amount and duration. Adjust them at any time. On the go, in the app.

Plan ahead for your long-term goals

With a standing order, you can invest a small amount regularly, and have the money ready when you need it.

All you need to know in one video

Clear and transparent fees

50% discount

With key4 smart investing, there are just 2 cost components:

  • 0.9% of the invested assets annually. This covers the UBS custody service, the buying and selling fund shares, etc.
  • 0.22-1.23% (TER) of the fund assets under management. These cover all the operating costs of a fund.

Clients under 26, students under 30 and clients investing for a child get a 50% discount on the flat fee - they only pay 0.45% of the invested assets annually.

Funds for everyone

  • Select the mode that’s right for you: choose your funds based on topics you care about or choose one single fund, hassle-free
  • Choose between actively and passively managed funds
  • Make regular payments to save money for your long-term goals and dreams

How could your investment look like in the future?

Set up now and start investing

  1. 01

    Access UBS key4 smart investing

    Log in to the Mobile Banking App and select "More" in the bottom right corner. Choose "UBS key4 smart investing".

  2. 02

    Set it up

    Follow the instructions to find out your risk profile, then choose from the suggested funds.

  3. 03

    Get started

    Enter your first payment to start investing. Even more convenient: set up a standing order to automatically invest regularly.

Are you new to UBS?

First, you need to have the UBS Mobile Banking App. You can download it by scanning the QR code.

How do investments work in general?

Would you like to know more about the effects of a long vs. a short investment period? Then, our investment calculator might be the right thing for you!

Play around with different values and see how they influence the result of an investment. For investments in funds, you can assume an annual value appreciation of 2-6%. Please note that this is just an indicative value without any guarantee with regards to the future fund performance.

Which funds are available?

UBS key4 smart investing offers a wide range of funds. You can choose from various topics such as digitization and mega trends, specify whether you prefer to invest passively or actively, and take your sustainability preferences into account.

UBS Investment Fund Account

Would you rather set up a fund account with the help of an expert?

  • Arrange a meeting with one of our experts
  • Get their advice, e.g. about our selection of funds
  • You decide when and how much you want to invest

FAQ