Current interest rates

Current interest rates for private clients

Payments

Payments

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Payments

UBS Personal account

Currency

CHF 1) 3) 6)

Interest rate and interest payment limit

0.00%

Payments

UBS Personal account

Currency

EUR 2) 3)

Interest rate and interest payment limit

0.00%

Payments

UBS Personal account for Young People
UBS Personal account for Students

Currency

CHF 1) 3) 4)

Interest rate and interest payment limit

0.10% up to CHF 100 000
0.00% above CHF 100 000

Payments

UBS Current account for private clients

Currency

CHF 2) 3)

Interest rate and interest payment limit

0.00%

 

Saving / investing

Saving / investing

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Saving / investing

UBS Savings account

Currency

CHF 1) 3)

Interest rate and interest payment limit

0.45% up to CHF 50 000
0.15% above CHF 50 000

Saving / investing

UBS Savings account

Currency

EUR 2) 3)

Interest rate and interest payment limit

0.45% up to EUR 50 000
0.15% above EUR 50 000

Saving / investing

UBS Savings account for
young people

Currency

CHF 3)

Interest rate and interest payment limit

0.75% up to CHF 50 000
0.15% above CHF 50 000

Saving / investing

UBS Sustainable savings account

Currency

CHF 3) 5)

Interest rate and interest payment limit

0.45% up to CHF 50 000
0.15% from CHF 50 000 up to CHF 100 000
0.00% above CHF 100 000

Saving / investing

UBS Rental Surety Savings Account

Currency

CHF

Interest rate and interest payment limit

0.25% up to CHF 50 000
0.15% above CHF 50 000

Saving / investing

UBS Investment fund account

UBS key4 smart investing account

Currency

CHF

Interest rate and interest payment limit

0.45%
Interest applies to non-invested credit balances.

Retirement provision

Retirement provision

Currency

Currency

Interest rate and interest payment limit

Interest rate and interest payment limit

Retirement provision

UBS Fisca account 3a

Currency

CHF

Interest rate and interest payment limit

0.80%

Retirement provision

UBS Vested benefits account

Currency

CHF

Interest rate and interest payment limit

0.30%

1) Debit interest: 14.00% (for a UBS Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge (currently 0%) may be levied depending on current interest rates and the amount of your credit balance.
4) Only available with the banking package for young people or students or UBS key4 banking for people up to the age of 22 and students with valid student ID up to maximum 30 years.
5) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by UBS. Only available within UBS key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
6) If a UBS Personal Account is managed as a UBS Immo-Smart account, the following interest rates apply: 0.45% on balances up to CHF 50,000; 0.15% on balances above CHF 50,000. The requirements for UBS Immo-Smart can be found at ubs.com/immo-smart.

For private clients. Valid from 1 December 2024.