Current interest rates

1) Debit interest: 14.00% (for a UBS Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge (currently 0%) may be levied depending on current interest rates and the amount of your credit balance.
4) Only available with the banking package for young people or students or UBS key4 banking for people up to the age of 22 and students with valid student ID up to maximum 30 years.
5) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by UBS. Only available within UBS key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
6) If a UBS Personal Account is managed as a UBS Immo-Smart account, the following interest rates apply: 0.60% on balances up to CHF 50,000; 0.20% on balances above CHF 50,000. The requirements for UBS Immo-Smart can be found at ubs.com/immo-smart.
7) Savings Account extra: this product is no longer offered as of 1 October 2024. The fixed interest rate of 1% on balances up to CHF 250 000 applies until 30 September 2025. From 1 October 2025, the UBS Savings Account extra will be automatically continued under the standard conditions of the UBS Savings Account.