Fixed-rate mortgage

A fixed-rate mortgage gives you cost certainty and planning reliability thanks to fixed interest rates.

Your benefits with a fixed-rate mortgage

  • Costs that can be planned

    Thanks to a fixed interest rate, your interest costs are the same each month.

  • Secure an attractive interest rate

    You can fix an attractive interest rate for the entire duration.

  • Short or long term

    Choose a duration between 1 and 15 years.

Fixed-rate mortgage: key points in brief

Taking out a fixed-rate mortgage is worthwhile when interest rates are low and you expected them to rise. The fixed interest rate allows you to plan your budget reliably.

  • For all types of properties in Switzerland
  • Fixed interest rate
  • Duration of 1 to 15 years
  • Interest rate can be fixed up to 18 months in advance
  • The interest rate risk can be reduced by combining several fixed-rate mortgages with different durations.

Your choice: one bank, several options

  • UBS mortgages are financed by UBS and offer you complete flexibility.
  • With UBS key4 mortgages, we give you access to offers from verified Swiss providers.

Ready for your new mortgage?

Arrange a consultation

Talk to our regionally-based mortgage experts.

Calculate mortgage

Find out whether you can afford your dream property.

Create offer

Get a non-binding quote with UBS key4 mortgages right away.

FAQ

Find out more about mortgages