Free account

UBS key4 banking for young adults and students

Get accounts, cards and attractive exchange rates during your coffee break – open quickly and easily via app.

  • Receive 50 KeyClub points worth CHF 50 as a welcome gift.

Your benefits with UBS key4 banking

Do your banking conveniently in the app and enjoy the following benefits:

  • Attractive exchange rates worldwide

    Travel around the world and pay with top exchange rates wherever you go.

  • No processing fees

    Pay without a processing surcharge and at favorable conditions abroad and online.

  • Intelligent and innovative insights

    Make better financial decisions with our personalized analyses, tips, and quizzes.

UBS key4 banking at a glance

  • Debit card for card payments at the checkout and free cash withdrawals in CHF at UBS/CS Bancomats.
  • Free cashyou subscription with over 3,000 special offers throughout Switzerland.
  • Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
  • A welcome gift of 50 KeyClub points worth CHF 50.

Choose the right package for you

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Open your account – it's easy

  1. 01

    Download the app

    Choose your UBS key4 banking bundle - Pure or Pro.

  2. 02

    Verify your identity

    Grab your ID card or passport, and we’ll verify your identity by video call or selfie.

  3. 03

    Activate Access App

    The Access App is how you log in to your new account.

Scan the QR code to download the app

Additional information

FAQ