UBS Vitainvest investment funds

For sustainable investors, it’s not only the financial aspects that are important. ESG criteria (E=Environment, S=Social, G = Governance/good corporate governance) – are key too.

For UBS Vitainvest Funds, we therefore apply the following sustainability criteria:

1. Activity based exclusion:
   Activity-based exclusions are applied in various areas (e.g. tobacco, coal, controversial weapons).
2. Single company exclusions:
   The most controversial companies are excluded – independent of sector or business activity.
3. ESG profile:
   Compared with the benchmark index*, the portfolio allocates more weight to companies that are more sustainable, i.e. the aim is to achieve a portfolio that has a higher overall ESG rating than the benchmark index*.
   
4. CO₂ profile:
   Most of the stocks we selected have a CO₂ profile that is better than average. This means that, compared with the benchmark index* for Vitainvest Sustainable, we prefer stocks with a lower CO₂ profile, as measured by CO₂ intensity. Since the energy sector in Switzerland is relatively small, “UBS Vitainvest World Sustainable” has comparatively more potential.
5. Active dialog:
   Voting rights at selected companies and, in the case of actively managed funds an active dialog to improve companies' sustainability profile.
   

* Benchmark index: The structure of the benchmark index varies according the focus (Switzerland/Global) and equity allocation that has been chosen. Further details can be found in the fact sheet.

As an investor, you can invest where positive changes for the environment, society and corporate governance are possible. This is done by following ESG principles:

Environment

Traditional environmental and nature conservation concerns are taken into account here, i.e. issues such as climate change, responsible use of resources, or the conservation of animal and plant species.

Social

This includes observing human rights, minimum occupational safety standards, supplier quality or measures against discrimination, for example.

Governance

This aspect includes ethical conduct, such as fighting corruption, fairness in competition or taxation, as well as diversity, for example in the appointment of management bodies.

Investing sustainably means making investments available to those companies that are more committed to ESG criteria than their peers. We can provide you with a detailed fact sheet for each share class, which includes details about the sustainability profile.

It covers the following topics, based on concrete analysis data:

Sustainability profile

How does the fund’s ESG profile compare with the benchmark index*?

Social contribution

How closely do the investments in the fund align with the UN Sustainable Development Goals compared with the benchmark index*?

Environmental impact

How high are the fund’s CO₂ emissions in relation to the benchmark index*?

* Benchmark index: The structure of the benchmark index varies according the focus (Switzerland/Global) and equity allocation that has been chosen. Further details can be found in the fact sheet.
 

Equity component: long-term average equity exposure is 100%

The fund primarily invests in global equities. The equity allocation is usually around 95%, up to a maximum of 100%. This makes it possible to fully exhaust the potential offered by the equity markets within the options provided by the law.

The fund is ideal for investors who have a long- term investment horizon and bring the necessary risk capacity and appetite for equity investments.

Equity component: long-term average equity exposure is 75%

This fund fully exhausts the potential of stock markets in accordance with legally permitted investment opportunities. Investments are made with a focus on Switzerland and also in bonds, money markets and real estate.

The fund is suitable for investors who have a long -term investment horizon and bring the necessary risk capacity and appetite for equity investment.

Equity component: long-term average equity exposure is 75%

This fund fully exhausts the potential of the stock market in accordance with legally permitted investment opportunities. Investments are also made in bonds, money markets and real estate, with a majority of the investments being global.

The fund is ideal for investors who have a long- term investment horizon and bring the necessary risk capacity and appetite for equity investments.

Equity component: long-term average equity exposure is 50%

This fund can make the most out of the stock markets’ potential. Investments are made in first-class bonds, money market instruments and selected stocks with a focus on Switzerland.

The aim is increased capital growth by taking advantage of price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity component: long-term average equity exposure is 50%

This fund can take great advantage of the potential of stock markets worldwide. Investments are made globally in first-class bonds, money market instruments and selected stocks.

The aim is increased capital growth by exploiting price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity component: long-term average equity exposure is 25%

This fund invests in broadly diversified first-class bonds, stocks and real estate with a focus on Switzerland.

The aim is optimizing interest earnings and price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity component: long-term average equity exposure is 25%

This fund invests globally in first-class bonds, money market instruments and selected stocks.

The aim is optimizing interest earnings and price gains. The equity component of the portfolio is kept within a certain range in order to take account of the risk profile of the investors.

Equity weighting: long-term average equity exposure of 100%

The fund-of-funds invests indirectly, mainly in equities worldwide via indexed investment funds. The equity allocation is usually around 95%, up to a maximum of 100%. This makes it possible to fully exhaust the potential offered by the equity markets within the options provided by the law.

The fund is suitable for investors with a long-term investment horizon and the necessary risk tolerance and willingness to invest in equities.

Equity weighting: long-term average equity exposure of 75%

The fund-of-funds invests indirectly in equities, bonds, and real estate worldwide via indexed investment funds (long-term average equity exposure of 75%).

The fund is suitable for investors with a long-term investment horizon and the necessary risk tolerance and willingness to invest in equities.

Equity weighting: long-term average equity exposure of 50%

The fund-of-funds invests indirectly in equities, bonds, and real estate worldwide via indexed investment funds (long-term average equity exposure of 50%).

The aim is to increase capital growth by taking advantage of price gains. In doing so, the equity portion of the portfolio is kept within the specified range in order to take account of the investors' risk profile.

Equity weighting: long-term average equity exposure of 25%

The fund-of-funds invests indirectly in equities, bonds, and real estate worldwide via indexed investment funds (long-term average equity exposure of 25%).

The aim is to optimize interest income and price gains. In doing so, the equity portion of the portfolio is kept within the specified range in order to take account of the investors' risk profile.

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Get an overview of your potential returns from investment funds:

¹ Amount based on the past long-term performance of a diversified portfolio investing in a balanced mix of equities and bonds.
For illustration only.

You can choose from eight funds with either a “Swiss” or “World” focus. Which fund you choose depends on your personal investment strategy and risk tolerance.

You can also invest your money in several funds or switch to another fund.